ZIP 33704 Property Distress & Foreclosure Data

In Pinellas County, Florida, ZIP 33704 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). The latent-versus-live split is 69/100 structural and 9/100 already moving.

The market reads peak — home values held roughly flat year on year, and 9% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 33704 scores 36/100. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $102,647 — above the roughly $78,000 national figure. Around 48% of renters are cost-burdened. The ZIP holds roughly 8,879 housing units. The tenure split is 68% owner-occupied to 32% rented. A median home runs $753,600 here, or 6.4 times local income. About 16,300 people live here, median age 48. About 58% have a four-year degree. The vacancy rate is 13.1% — elevated.

Net-net, 33704 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 27 individual distressed properties in 33704, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.