ZIP 34684 Property Distress & Foreclosure Data

Pinellas County, Florida's ZIP 34684 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). mortgage stress (30/100) stay muted. On the structural side it scores 69/100, with 9/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 0% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $67,542, below the U.S. median near $78,000. 10.7% of residents fall below the poverty threshold. 26,926 residents call 34684 home, typically aged 56. Around 59% of renters are cost-burdened. Educational attainment sits at 35% bachelor's-or-above. Owners hold 72% of homes, renters 28%. Home values center near $342,400, an affordability ratio of 4.3×. The ZIP holds roughly 14,419 housing units. DLRadar's demographic-stress index for the area reads 35/100. The vacancy rate is 11.3% — elevated.

Overall, 34684 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.