ZIP 34684 Foreclosure, Tax-Lien & Distress Report

ZIP code 34684 in Pinellas County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). On the quiet end sit mortgage stress (30/100). Structural risk reads 69/100 against active distress of 9/100. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 0% higher over three years (phase confidence 6/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,542 — below the roughly $78,000 national figure. The poverty rate is 10.7%. About 26,926 people live here, median age 56. Around 59% of renters are cost-burdened. About 35% have a four-year degree. Owners hold 72% of homes, renters 28%. The typical home is worth about $342,400 (4.3× income). There are about 14,419 housing units across 34684. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal.

On balance 34684 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Inside the full report, DLRadar lists 1 distressed properties for 34684 — owner, address, APN, per-parcel score, bank exposure and exit read.

Whether 34684 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34684 can be compared directly against any other ZIP in Pinellas County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 34684, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 for 34684 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 34684 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.