ZIP 34689 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 34689 (Pinellas County, Florida) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). Its heaviest discrete signals: institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). On the quiet end sit mortgage stress (30/100). The latent-versus-live split is 69/100 structural and 9/100 already moving.

The market reads peak — home values rose 0.6% year on year, and 11% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 14,398 housing units. Population is roughly 27,007 with a median age of 56. Roughly 10.6% live below the poverty line. 82% of housing is owner-occupied. Rent burden reaches 50% of tenant households. A median home runs $337,000 here, or 4.7 times local income. Educational attainment sits at 32% bachelor's-or-above. At $66,523, median income runs below typical U.S. levels. On demographic stress specifically, 34689 scores 34/100.

On the whole, 34689 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 117 distressed properties for 34689 — owner, address, APN, per-parcel score, bank exposure and exit read.

Whether 34689 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34689 can be compared directly against any other ZIP in Pinellas County, Florida or nationwide. Sparse data for 34689 shows as blanks, never estimates, and the score updates on every fresh public filing.

34689's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 34689 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.