ZIP 34685 Foreclosure, Tax-Lien & Distress Report
Pinellas County, Florida · Distress market
DLRadar grades ZIP 34685 (Pinellas County, Florida) at a moderate 32/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (100/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100)). The most distinctive pressure shows up in institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). mortgage stress (30/100) stay muted. Structural risk reads 69/100 against active distress of 9/100.
The market reads peak — home values rose 0.6% year on year, and 8% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The typical home is worth about $518,000 (5.5× income). Rent burden reaches 51% of tenant households. 17,895 residents call 34685 home, typically aged 49. About 49% have a four-year degree. There are about 8,032 housing units across 34685. The demographic-stress sub-score lands at 34/100. Vacancy runs 8.1%. 5.0% of residents fall below the poverty threshold. The tenure split is 77% owner-occupied to 23% rented. Households earn a median $87,658 — above the roughly $78,000 national figure.
Overall, 34685 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 34685 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 34685 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 34685, the field stays empty rather than modeled, and fills in as new documents post.
The 32/100 for 34685 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 34685 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 34685
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 34685 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 34685, the same set carried on every parcel.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Pinellas County, Florida at ZIP, county and state level.
Unlock the full ZIP 34685 acquisition report
Every distressed parcel in 34685 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Lead lists for Pinellas County
Each signal above is traceable to an open dataset · methodology