ZIP 34685 Property Distress & Foreclosure Data

ZIP code 34685 in Pinellas County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). What sets it apart are the readings on institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) register low. Structural risk reads 69/100 against active distress of 9/100.

The market reads peak — home values held roughly flat year on year, and 8% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $518,000 here, or 5.5 times local income. Rent burden reaches 51% of tenant households. About 17,895 people live here, median age 49. About 49% have a four-year degree. There are about 8,032 housing units across 34685. On demographic stress specifically, 34685 scores 34/100. Vacancy runs 8.1%. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 77% owner-occupied to 23% rented. Households earn a median $87,658 — above the roughly $78,000 national figure.

Net-net, 34685 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.