ZIP 34677 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 34677 (Pinellas County, Florida) returns a moderate composite of 32/100. Its heaviest discrete signals: institutional ownership (75/100), structural risk (69/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). The split runs 69/100 structural to 9/100 active on the ground.

The peak-phase market in 34677 posted values that rose 0.6% over the year, and 11% higher over three years (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

79% of housing is owner-occupied. About 22,337 people live here, median age 47. The ZIP holds roughly 10,218 housing units. Rent burden reaches 51% of tenant households. On demographic stress specifically, 34677 scores 32/100. About 41% have a four-year degree. Roughly 10.3% live below the poverty line. Home values center near $387,300, an affordability ratio of 4.1×. Households earn a median $85,389 — near the roughly $78,000 national figure. The vacancy rate is 11.4% — elevated.

On balance 34677 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Inside the full report, DLRadar lists 3 distressed properties for 34677 — owner, address, APN, per-parcel score, bank exposure and exit read.

Big metro or rural, 34677 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Pinellas County, Florida and the nation. The score is rebuilt from public data as it updates, so 34677 reflects the current record instead of a stale or modeled snapshot.

34677's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 34677 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.