ZIP 34691 Foreclosure, Tax-Lien & Distress Report

Pasco County, Florida's ZIP 34691 registers 36/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100)). Structural exposure scores 78 and live distress 9 on the 0–100 scale. The pressure is most legible in structural risk (78/100), institutional ownership (75/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (29/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 8% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

16.1% of residents fall below the poverty threshold. Around 51% of renters are cost-burdened. The tenure split is 65% owner-occupied to 35% rented. Educational attainment sits at 16% bachelor's-or-above. On demographic stress specifically, 34691 scores 36/100. About 20,072 people live here, median age 46. Median household income is $48,387, below the U.S. median near $78,000. There are about 12,160 housing units across 34691. The typical home is worth about $202,700 (3.6× income, relatively affordable). Vacancy runs 23.3%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 34691 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 34691 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 34691 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34691 can be compared directly against any other ZIP in Pasco County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 34691, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

34691's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 34691 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.