Pasco County, FL: Foreclosures, Tax Liens & Distressed Properties
Pasco County, FL, Florida: 32 ZIP codes scored, Pasco County, FL averaging 36/100 (moderate, Pasco, FL), from 35 to 39. Pasco County, FL is in its peak phase (Pasco, FL confidence 6/100): Pasco, FL home prices up 0.6% (Pasco, FL) over twelve months. Pasco County, FL lender headwind: 50/100.
Highest-scoring Pasco County, FL ZIPs: 33809 (39/100), 33849 (39/100), 33548 (38/100), 33549 (38/100), 33556 (37/100), 33558 (37/100). Also scored in Pasco County, FL: 33559, 33523, 33525, 33540, 33541, 33542, 33543, 33544, 33545, 33574.
Across Pasco County, FL's scored ZIPs: median home value $321,437, household income $79,580, 12.1% vacancy, 13.5% poverty, 77% owner-occupied, median age 43.9.
Pasco County, FL insurance distress 99/100 (#6 in the US); FEMA hazard 99/100 for Pasco, FL; 18 federal disaster declarations in Pasco County, FL since 2023 (9 hurricane); 4,946 Pasco, FL NFIP flood claims, $503.1M paid; Pasco, FL construction distress 34/100.
19 banks with 86 branches lend in Pasco County, FL; Pasco, FL weighted bank stress 63/100, highest 93/100 in Pasco, FL.
Pasco County, FL unemployment 5.0% (Pasco, FL -0.3 pts, six months); 8,561 new housing units permitted in Pasco County, FL over twelve months, Pasco, FL up 17% from 7,306; Pasco, FL home prices +12.8% a year (Pasco, FL) over three years.
271,844 housing units in Pasco County, FL; 56,307 Pasco, FL renter households; 51% of Pasco, FL renters spend 30%+ of income on rent, 24% (Pasco, FL) half or more.
Pasco County, FL ranks #374 nationally on the opportunity index (Pasco, FL, among all ranked counties); Pasco, FL scores 34.2/100 and Pasco, FL sits #48 inside Florida. Pasco, FL is in the peak_opportunity opportunity phase; Pasco, FL's primary driver is vacancy, Pasco, FL second driver bank institutional; Pasco, FL moved up 530 places. 337 short-sale listings across Pasco, FL; 103 days on market observed in Pasco, FL; 12.0% vacancy over 32 Pasco, FL ZIPs.
1.2% of Pasco County, FL mortgages were ninety-plus days late in December 2025; Pasco, FL's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Pasco, FL's ninety-day rate is up 0.6 points on twelve months earlier; the Pasco, FL peak since 2008 was 9.1% in June 2012; Florida overall reads 1.2%.
Pasco County, FL has 5 watched banks; 5 Pasco, FL banks sit in an elevated band. Pasco, FL footprints: First National Bank Of Pasco (4 branches, stress 93) in Pasco, FL; Southstate Bank Na (3 branches, stress 48) in Pasco, FL; Bankflorida (2 branches, stress 59) in Pasco, FL.
HUD lists 15 assisted multifamily properties in Pasco County, FL with 904 units; 329 Pasco, FL units are assisted, 1 Pasco, FL properties under project-based Section 8.
35,681 of the 271,844 housing units in Pasco, FL sit vacant. Pasco County, FL permitted 2,130 multifamily units in twelve months; Pasco, FL's one-to-four unit structures added 6,431 units in Pasco County, FL.