ZIP 34638 Property Distress & Foreclosure Data

Composite property distress in 34638 (Pasco County, Florida) lands at 36/100 — moderate on DLRadar's public-record scoring. Structural risk reads 79/100 against active distress of 9/100. The sharpest non-environmental signals are structural risk (79/100), institutional ownership (75/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (29/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100)).

The peak-phase market in 34638 posted values that held roughly flat over the year, and 30% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

83% of housing is owner-occupied. Rent burden reaches 42% of tenant households. Population is roughly 35,900 with a median age of 38. The demographic-stress sub-score lands at 27/100. The typical home is worth about $433,600 (3.2× income, relatively affordable). At $117,931, median income runs above typical U.S. levels. Vacancy runs 5.3%. There are about 12,712 housing units across 34638. The poverty rate is 6.5% — low. Around 42% of adults hold a bachelor's degree or higher.

On balance 34638 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Inside the full report, DLRadar lists 3 distressed properties for 34638 — owner, address, APN, per-parcel score, bank exposure and exit read.