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ZIP 34637 Foreclosure, Tax-Lien & Distress Report

Pasco County, Florida · Distress market

ZIP code 34637 in Pasco County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (77/100), institutional ownership (76/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (29/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (96/100). Structural risk reads 77/100 against active distress of 9/100.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $114,328, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 25/100. The poverty rate is 5.6% — low. About 43% have a four-year degree. 11,398 residents call 34637 home, typically aged 37. The tenure split is 92% owner-occupied to 8% rented. Home values center near $434,400, an affordability ratio of 3.4× — accessible. The vacancy rate is 7.0%. Around 36% of renters are cost-burdened. There are about 4,132 housing units across 34637.

Net-net, 34637 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 34637 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 34637's 35/100 can be lined up against any neighbor in Pasco County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 34637 reflects the current record instead of a stale or modeled snapshot.

The 35/100 for 34637 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 34637 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

35/100
Composite stress
77/100
Structural risk
9/100
Distress activity

What is driving ZIP 34637’s distress

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 34637 Stress Report snapshot

A live read on 34637: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Pasco County ZIP reports

Nearest ZIP codes to 34637

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Other reports tied to Pasco County, Florida — ZIP, county and statewide.

Get the full acquisition report for 34637

Every distressed parcel in 34637 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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