ZIP 34637 Property Distress & Foreclosure Data

DLRadar grades ZIP 34637 (Pasco County, Florida) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (79/100), institutional ownership (75/100), construction/permit lag (42/100). By contrast, mortgage stress (29/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100). On the structural side it scores 79/100, with 9/100 of stress already active.

The market reads peak — home values held roughly flat year on year (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Households earn a median $114,328 — above the roughly $78,000 national figure. On demographic stress specifically, 34637 scores 25/100. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. About 43% have a four-year degree. About 11,398 people live here, median age 37. The tenure split is 92% owner-occupied to 8% rented. A median home runs $434,400 here, or 3.4 times local income. The vacancy rate is 7.0%. Around 36% of renters are cost-burdened. The ZIP holds roughly 4,132 housing units.

Net-net, 34637 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 6 individual distressed properties in 34637, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.