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ZIP 33576 Foreclosure, Tax-Lien & Distress Report

Pasco County, Florida · Distress market

DLRadar grades ZIP 33576 (Pasco County, Florida) at a moderate 36/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100), climate & FEMA risk (96/100). The sharpest non-environmental signals are structural risk (78/100), institutional ownership (75/100), construction/permit lag (40/100). mortgage stress (29/100) stay muted. The latent-versus-live split is 78/100 structural and 9/100 already moving.

The market reads peak — home values rose 0.6% year on year, and 53% higher over three years, at 6/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 6,415 with a median age of 61. There are about 3,195 housing units across 33576. Home values center near $376,400, an affordability ratio of 4.2×. Households earn a median $77,950 — near the roughly $78,000 national figure. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 6.3%. Around 33% of adults hold a bachelor's degree or higher. On demographic stress specifically, 33576 scores 26/100. 93% of housing is owner-occupied. Rent burden reaches 24% of tenant households.

On balance 33576 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 7 individual distressed properties in 33576, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Big metro or rural, 33576 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Pasco County, Florida and the nation. Sparse data for 33576 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 for 33576 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 33576 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

36/100
Composite stress
78/100
Structural risk
9/100
Distress activity

Distress signal breakdown — ZIP 33576

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk96
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 7 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 33576 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 33576, drawn from the same report attached to each property.

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