ZIP 34945 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 34945 in St Lucie County, Florida comes in at 38, a moderate composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (90/100), flood (NFIP) exposure (83/100). On the structural side it scores 83/100, with 8/100 of stress already active. The pressure is most legible in structural risk (83/100), construction/permit lag (77/100), institutional ownership (68/100). mortgage stress (26/100) stay muted.

The market reads contraction — home values fell 0.7% year on year, and 52% higher over three years, at 24/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 23% have a four-year degree. 6,214 residents call 34945 home, typically aged 42. On demographic stress specifically, 34945 scores 25/100. Home values center near $345,700, an affordability ratio of 3.9× — accessible. Rent burden reaches 6% of tenant households. The tenure split is 91% owner-occupied to 9% rented. Households earn a median $72,941 — near the roughly $78,000 national figure. The vacancy rate is 11.8% — elevated. Roughly 7.7% live below the poverty line. There are about 2,110 housing units across 34945.

Taken together, 34945 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 34945 read uses the identical scoring model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 34945 stays directly comparable to neighboring ZIPs and the rest of St Lucie County, Florida. 34945 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 34945's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 34945 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.