ZIP 34987 Foreclosure, Tax-Lien & Distress Report

ZIP code 34987 in St Lucie County, Florida carries a composite property-distress score of 38/100 — a moderate reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (84/100), construction/permit lag (77/100), institutional ownership (69/100). On the quiet end sit mortgage stress (26/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (83/100). Latent structural risk is 84/100 while live distress already moving reads 8/100.

The contraction-phase market in 34987 posted values that fell 0.7% over the year, and 13% higher over three years (phase confidence 24/100). A cooling market tends to open discount-to-value windows.

At $79,560, median income runs near typical U.S. levels. Around 63% of renters are cost-burdened. Roughly 7.6% live below the poverty line. The demographic-stress sub-score lands at 37/100. Home values center near $460,900, an affordability ratio of 5.4×. Around 39% of adults hold a bachelor's degree or higher. There are about 10,919 housing units across 34987. 82% of housing is owner-occupied. 17,911 residents call 34987 home, typically aged 60. Vacancy runs 9.3%.

Net-net, 34987 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 34987 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 34987 runs hot or quiet, its 38/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34987 can be compared directly against any other ZIP in St Lucie County, Florida or nationwide. Sparse data for 34987 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 38/100 figure for 34987 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 34987 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.