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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 34981 Foreclosure, Tax-Lien & Distress Report

St Lucie County, Florida · Cooling Market market

St Lucie County, Florida's ZIP 34981 registers 37/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (61/100). The split runs 81/100 structural to 8/100 active on the ground. Leading the profile are construction/permit lag (83/100), structural risk (81/100), institutional ownership (64/100). On the quiet end sit mortgage stress (26/100).

Prices here sit in a contraction phase: values fell 0.7% over the trailing year, and 17% higher over three years (phase confidence 24/100). Falling values surface more motivated sellers and below-market exits.

At $64,052, median income runs below typical U.S. levels. About 6,167 people live here, median age 34. Around 17% of renters are cost-burdened. A median home runs $373,000 here, or 5.8 times local income. 18.9% of residents fall below the poverty threshold. Owners hold 58% of homes, renters 42%. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 4.1%. About 29% have a four-year degree. There are about 1,887 housing units across 34981.

On the whole, 34981 leans distressed, with opportunity clustered in specific stressed parcels. While 34981 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 34981 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 34981, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

34981's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 34981 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

37/100
Composite stress
81/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 34981

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk96
9 further distress layers are graded for 34981

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 34981 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 34981, the same set carried on every parcel.

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Adjacent St Lucie County ZIP reports

Keep exploring Florida distress

Further distress data across St Lucie County, Florida at ZIP, county and state level.

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Built from public records, scored the same way everywhere · methodology

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