ZIP 34946 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 34946 (St Lucie County, Florida) lands at 38/100 — moderate on DLRadar's distress scoring. The latent-versus-live split is 84/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (84/100), construction/permit lag (77/100), institutional ownership (69/100). mortgage stress (26/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (83/100).

The contraction-phase market in 34946 posted values that fell 0.7% over the year, and 32% higher over three years, at 24/100 phase confidence. A cooling market tends to open discount-to-value windows.

A median home runs $158,300 here, or 3.2 times local income. The tenure split is 59% owner-occupied to 41% rented. About 6,588 people live here, median age 39. The vacancy rate is 20.8% — elevated. The ZIP holds roughly 3,543 housing units. Around 14% of adults hold a bachelor's degree or higher. Around 50% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 37/100. Households earn a median $40,488 — below the roughly $78,000 national figure. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 34946 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 34946's 38/100 can be lined up against any neighbor in St Lucie County, Florida or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 34946 shows blanks, not estimates, wherever the record is sparse.

Behind 34946's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 34946 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.