ZIP 34946 Property Distress & Foreclosure Data

ZIP code 34946 in St Lucie County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 77/100 against active distress of 8/100. What sets it apart are the readings on structural risk (77/100), construction/permit lag (67/100), institutional ownership (65/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (60/100).

The market reads contraction — home values held roughly flat year on year, and 32% higher over three years, at 24/100 phase confidence. A cooling market tends to open discount-to-value windows.

A median home runs $158,300 here, or 3.2 times local income. The tenure split is 59% owner-occupied to 41% rented. About 6,588 people live here, median age 39. Vacancy runs 20.8%, above the national norm and a classic distress-and-opportunity signal. There are about 3,543 housing units across 34946. About 14% have a four-year degree. Rent burden reaches 50% of tenant households. On demographic stress specifically, 34946 scores 37/100. Households earn a median $40,488 — below the roughly $78,000 national figure. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 34946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.