ZIP 32960 Property Distress & Foreclosure Data

Indian River County, Florida's ZIP 32960 registers 40/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (83/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (89/100), institutional ownership (69/100). By contrast, mortgage stress (28/100) register low. Structural exposure scores 89 and live distress 8 on the 0–100 scale.

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, and 12% higher over three years, at 7/100 phase confidence. A cooling market tends to open discount-to-value windows.

A median home runs $280,000 here, or 4.9 times local income. Roughly 15.2% live below the poverty line. About 24,697 people live here, median age 43. The tenure split is 57% owner-occupied to 43% rented. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 32960 scores 39/100. There are about 11,846 housing units across 32960. Rent burden reaches 46% of tenant households. Households earn a median $52,350 — below the roughly $78,000 national figure. About 25% have a four-year degree.

Net-net, 32960 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 78 distressed properties for 32960 — owner, address, APN, per-parcel score, bank exposure and exit read.