Indian River County, FL: Foreclosures, Tax Liens & Distressed Properties
Indian River County, FL, Florida: 9 ZIP codes scored, Indian River County, FL averaging 31/100 (moderate, Indian River, FL), from 31 to 34. Indian River County, FL is in its recovery phase (Indian River, FL confidence 37/100): Indian River, FL home prices up 2.7% (Indian River, FL) over twelve months. Indian River County, FL lender headwind: 51/100.
Highest-scoring Indian River County, FL ZIPs: 32948 (34/100), 32958 (31/100), 32960 (31/100), 32962 (31/100), 32963 (31/100), 32966 (31/100). Also scored in Indian River County, FL: 32967, 32968, 32970.
Across Indian River County, FL's scored ZIPs: median home value $395,313, household income $73,953, 20.2% vacancy, 11.3% poverty, 77% owner-occupied, median age 53.0.
Indian River County, FL insurance distress 95/100 (#31 in the US); FEMA hazard 96/100 for Indian River, FL; 6 federal disaster declarations in Indian River County, FL since 2023 (6 hurricane); 76 Indian River, FL NFIP flood claims, $4.3M paid; Indian River, FL construction distress 3/100.
16 banks with 38 branches lend in Indian River County, FL; Indian River, FL weighted bank stress 63/100, highest 76/100 in Indian River, FL.
Indian River County, FL unemployment 5.6% (Indian River, FL -0.2 pts, six months); 450 new housing units permitted in Indian River County, FL over twelve months, Indian River, FL up 132% from 194; Indian River, FL home prices +11.4% a year (Indian River, FL) over three years.
86,440 housing units in Indian River County, FL; 14,199 Indian River, FL renter households; 50% of Indian River, FL renters spend 30%+ of income on rent, 28% (Indian River, FL) half or more.
Indian River County, FL ranks #647 nationally on the opportunity index (Indian River, FL, among all ranked counties); Indian River, FL scores 32.6/100 and Indian River, FL sits #55 inside Florida. Indian River, FL is in the watchlist opportunity phase; Indian River, FL's primary driver is vacancy, Indian River, FL second driver bank institutional; Indian River, FL moved up 755 places. 21 short-sale listings across Indian River, FL; 123 days on market observed in Indian River, FL; 18.1% vacancy over 9 Indian River, FL ZIPs.
1.0% of Indian River County, FL mortgages were ninety-plus days late in December 2025; Indian River, FL's thirty-to-eighty-nine-day share was 1.9% (CFPB county sample). Indian River, FL's ninety-day rate is up 0.5 points on twelve months earlier; the Indian River, FL peak since 2008 was 8.4% in December 2009; Florida overall reads 1.2%.
Indian River County, FL has 4 watched banks; 4 Indian River, FL banks sit in an elevated band. Indian River, FL footprints: Seacoast National Bank (4 branches, stress 58) in Indian River, FL; Southstate Bank Na (2 branches, stress 48) in Indian River, FL; Bankunited National Assn (1 branch, stress 76) in Indian River, FL.
HUD lists 6 assisted multifamily properties in Indian River County, FL with 516 units; 87 Indian River, FL units are assisted.
15,624 of the 86,440 housing units in Indian River, FL sit vacant. Indian River County, FL permitted 276 multifamily units in twelve months; Indian River, FL's one-to-four unit structures added 174 units in Indian River County, FL.