ZIP 32963 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32963 (Indian River County, Florida) lands at 30/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (95/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (82/100). Structural exposure scores 64 and live distress 8 on the 0–100 scale. What sets it apart are the readings on institutional ownership (69/100), structural risk (64/100), mortgage stress (28/100). On the quiet end sit mortgage stress (28/100).

The market reads recovery — home values rose 2.7% year on year, and 10% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $142,985 — above the roughly $78,000 national figure. Around 43% of renters are cost-burdened. A median home runs $943,900 here, or 6.3 times local income. DLRadar's demographic-stress index for the area reads 34/100. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 68% bachelor's-or-above. 14,980 residents call 32963 home, typically aged 69. There are about 12,282 housing units across 32963. The tenure split is 95% owner-occupied to 5% rented. The vacancy rate is 36.6% — elevated.

On the whole, 32963 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 109 individual distressed properties in 32963, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Because one deterministic model scores every ZIP, 32963's 30/100 can be lined up against any neighbor in Indian River County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32963, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 32963 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. In workflow terms, 32963 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.