ZIP 32962 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 32962 in Indian River County, Florida comes in at 31, a moderate composite-distress reading. Structurally it carries 66/100, against 8/100 of stress already in motion. The pressure is most legible in institutional ownership (72/100), structural risk (66/100), mortgage stress (28/100). On the quiet end sit mortgage stress (28/100). It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (92/100).

The market reads recovery — home values rose 2.7% year on year, and 5% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 25,629 people live here, median age 48. A median home runs $270,600 here, or 3.8 times local income. Owners hold 80% of homes, renters 20%. Roughly 10.9% live below the poverty line. Rent burden reaches 33% of tenant households. At $65,137, median income runs below typical U.S. levels. The ZIP holds roughly 12,602 housing units. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher.

On the whole, 32962 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 4 individual distressed properties in 32962, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 32962's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 32962 reflects the current record instead of a stale or modeled snapshot.

The 31/100 figure for 32962 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 32962 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.