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ZIP 32962 Foreclosure, Tax-Lien & Distress Report

Indian River County, Florida · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 32962 in Indian River County, Florida comes in at 30, a moderate composite-distress reading. Structurally it carries 64/100, against 8/100 of stress already in motion. The pressure is most legible in institutional ownership (69/100), structural risk (64/100), mortgage stress (28/100). On the quiet end sit mortgage stress (28/100). It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (82/100).

The market reads recovery — home values rose 2.7% year on year, and 5% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 25,629 people live here, median age 48. A median home runs $270,600 here, or 3.8 times local income. Owners hold 80% of homes, renters 20%. Roughly 10.9% live below the poverty line. Rent burden reaches 33% of tenant households. At $65,137, median income runs below typical U.S. levels. The ZIP holds roughly 12,602 housing units. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher.

On the whole, 32962 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 30 individual distressed properties in 32962, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 32962's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 32962 reflects the current record instead of a stale or modeled snapshot.

The 30/100 figure for 32962 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 32962 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
64/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 32962

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk95
9 further distress layers are graded for 32962

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 30 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 32962 Stress Report snapshot

32962 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic. Every signal traces to a public dataset · methodology

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