ZIP 32966 Property Distress & Foreclosure Data

ZIP code 32966 in Indian River County, Florida carries a composite property-distress score of 40/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 89/100 against active distress of 8/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (89/100), institutional ownership (69/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (83/100).

The market reads contraction — home values held roughly flat year on year, 2.0% off the recent peak, and 13% higher over three years, at 7/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 18.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 76% owner-occupied to 24% rented. About 20,025 people live here, median age 63. About 33% have a four-year degree. Households earn a median $63,144 — below the roughly $78,000 national figure. On demographic stress specifically, 32966 scores 33/100. A median home runs $294,200 here, or 4.2 times local income. There are about 12,154 housing units across 32966. Roughly 9.5% live below the poverty line. Rent burden reaches 53% of tenant households.

Net-net, 32966 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 105 distressed properties for 32966 — owner, address, APN, per-parcel score, bank exposure and exit read.