South Carolina Foreclosures, Tax Liens & Distressed Properties

Across South Carolina, DLRadar turns foreclosure, mortgage, tax and bank-stress records into a distress score for every ZIP. Statewide, counties skew peak, prices up 4.4% on average. The state covers 46 scored counties and 424 ZIP codes, averaging 31/100 composite distress. Counties break down as 25 peak, 16 expansion, 5 neutral by phase.

The most stressed counties include Allendale County, Abbeville County, Kershaw County, Aiken County, Fairfield County — each with a full county distress report.

The highest-scoring South Carolina ZIPs are 29902 (40/100), 29904 (40/100), 29905 (40/100), 29906 (40/100), 29907 (40/100) — open any for the parcel read.

A county-level read across South Carolina follows.

Abbeville County sits in peak, homes +3.8% YoY, a 75/100 lender reading. DLRadar reads Aiken County as neutral — appreciation near 4.9%, lender pressure 68/100. DLRadar reads Allendale County as expansion — prices up 6.4%, headwind 83/100. In Anderson County, peak: up 3.2% on the year, headwind 46/100. Bamberg County reads expansion — homes +6.4% YoY, a 37/100 lender reading. Barnwell County reads expansion — values rising 6.4%, a 34/100 lender reading. Beaufort County is peak (appreciation near 4.0%, lender pressure 45/100).

Berkeley County is in its neutral phase, prices up 4.2%, lender pressure 52/100. Calhoun County: peak, prices up 3.6%, lender pressure 40/100. Charleston County is neutral (up 4.2% on the year, headwind 47/100). Cherokee County — peak, prices up 3.8%. Chester County: peak, up 1.0% on the year, bank stress 31/100. Chesterfield County: expansion, prices up 6.4%, bank stress 52/100. Clarendon County: expansion, prices up 6.4%, lender pressure 57/100.

Colleton County sits in expansion, appreciation near 6.4%, lender pressure 50/100. DLRadar reads Darlington County as expansion — values rising 6.2%, 2.5% off peak, a 45/100 lender reading. Dillon County reads expansion — prices up 6.4%, bank stress 55/100. DLRadar reads Dorchester County as neutral — values rising 4.2%, lender pressure 37/100. DLRadar reads Edgefield County as neutral — prices up 4.9%, lender pressure 55/100. Fairfield County sits in peak, prices up 3.6%, lender pressure 68/100. Florence County: expansion, up 6.2% on the year, 2.5% off peak, lender pressure 47/100.

Georgetown County — peak, up 3.8% on the year, bank stress 50/100. Greenville County sits in peak, up 3.2% on the year, headwind 50/100. DLRadar reads Greenwood County as peak — homes +3.8% YoY, lender pressure 63/100. In Hampton County, expansion: prices up 6.4%, lender pressure 61/100. Horry County reads peak — prices up 0.7%, a 49/100 lender reading. DLRadar reads Jasper County as peak — values rising 4.0%, headwind 36/100. Kershaw County sits in peak, homes +3.6% YoY, bank stress 69/100.

DLRadar reads Lancaster County as peak — appreciation near 1.0%, headwind 62/100. Laurens County is in its peak phase, up 3.2% on the year, lender pressure 49/100. Lee County sits in expansion, up 6.4% on the year, bank stress 63/100. Lexington County sits in peak, up 3.6% on the year, a 53/100 lender reading. Marion County reads expansion — homes +6.4% YoY, headwind 47/100. Marlboro County: expansion, up 6.4% on the year, bank stress 46/100. DLRadar reads Mccormick County as expansion — homes +6.4% YoY, headwind 58/100.

Newberry County reads peak — homes +3.8% YoY, a 54/100 lender reading. Oconee County sits in peak, up 3.8% on the year, headwind 67/100. Orangeburg County reads peak — values rising 3.8%, bank stress 32/100. Pickens County sits in peak, prices up 3.2%, a 55/100 lender reading. Richland County reads peak — appreciation near 3.6%, bank stress 58/100. DLRadar reads Saluda County as peak — appreciation near 3.6%, bank stress 54/100. In Spartanburg County, peak: values rising 1.7%, bank stress 46/100.

Sumter County is expansion (homes +8.7% YoY, bank stress 49/100). Union County: peak, up 1.7% on the year, headwind 67/100. Williamsburg County sits in expansion, appreciation near 6.4%, bank stress 65/100. York County reads peak — values rising 1.0%, a 42/100 lender reading.

South Carolina opportunity phases: 19 peak_opportunity, 10 watchlist, 6 early_signal, 6 strong_buy, 4 overheated, 1 weak; South Carolina average index 33.5. Best-ranked South Carolina counties: Barnwell #15 (41.2), vacancy; Dillon #35 (39.1), vacancy; Jasper #42 (38.8), construction in South Carolina; Williamsburg #113 (36.9), vacancy; Bamberg #126 (36.7), vacancy; Beaufort #126 (36.7), construction.

South Carolina mortgages ninety-plus days late: 1.2%; South Carolina thirty-to-eighty-nine days late 3.0% (December 2025); 12 South Carolina counties sit in the CFPB sample; highest South Carolina county readings: Berkeley 2.1%, Richland 1.6%, Spartanburg 1.5%, Lexington 1.4%, Dorchester 1.4%.

South Carolina county unemployment averages 4.9% across 46 counties; South Carolina permitted 46,439 housing units in twelve months (6,509 multifamily); 325,050 of 2,443,039 South Carolina housing units are vacant; 591,532 South Carolina renter households, 41.1% spending 30%+ of income on rent.

South Carolina ZIP price-cycle phases: 1,423 peak, 182 neutral, 145 expansion, 99 contraction, 38 recovery.