Cherokee County, SC: Foreclosures, Tax Liens & Distressed Properties

Cherokee County, SC, South Carolina: 8 ZIP codes scored, Cherokee County, SC averaging 28/100 (low, Cherokee, SC), from 25 to 31. Cherokee County, SC is in its peak phase (Cherokee, SC confidence 22/100): Cherokee, SC home prices up 3.8% (Cherokee, SC) over twelve months. Cherokee County, SC lender headwind: 0/100.

Highest-scoring Cherokee County, SC ZIPs: 29307 (31/100), 29323 (31/100), 29330 (29/100), 29743 (28/100), 29372 (26/100), 29340 (25/100). Also scored in Cherokee County, SC: 29341, 29702.

Across Cherokee County, SC's scored ZIPs: median home value $167,763, household income $53,415, 11.4% vacancy, 16.2% poverty, 76% owner-occupied, median age 41.4.

Cherokee County, SC insurance distress 77/100 (#445 in the US); FEMA hazard 93/100 for Cherokee, SC; 8 federal disaster declarations in Cherokee County, SC since 2023 (2 hurricane); 1 Cherokee, SC NFIP flood claims, $5K paid; Cherokee, SC construction distress 13/100.

6 banks with 8 branches lend in Cherokee County, SC; Cherokee, SC weighted bank stress 41/100, highest 67/100 in Cherokee, SC.

Cherokee County, SC unemployment 5.4% (Cherokee, SC -1.3 pts, six months); 278 new housing units permitted in Cherokee County, SC over twelve months, Cherokee, SC up 36% from 205; Cherokee, SC home prices +10.4% a year (Cherokee, SC) over three years.

25,150 housing units in Cherokee County, SC; 5,839 Cherokee, SC renter households; 39% of Cherokee, SC renters spend 30%+ of income on rent, 17% (Cherokee, SC) half or more.

Cherokee County, SC ranks #1,088 nationally on the opportunity index (Cherokee, SC, among all ranked counties); Cherokee, SC scores 30.9/100 and Cherokee, SC sits #35 inside South Carolina. Cherokee, SC is in the watchlist opportunity phase; Cherokee, SC's primary driver is vacancy, Cherokee, SC second driver bank institutional; Cherokee, SC moved up 674 places. 12 short-sale listings across Cherokee, SC; 72 days on market observed in Cherokee, SC; 12.4% vacancy over 8 Cherokee, SC ZIPs.

No CFPB county sample covers Cherokee County, SC. The non-metro area reading for Cherokee, SC: 1.4% ninety-plus days late; Cherokee, SC's thirty-to-eighty-nine share is 4.5% (Cherokee, SC, December 2025 data); South Carolina overall 1.2%.

Cherokee County, SC has 2 watched banks; 2 Cherokee, SC banks sit in an elevated band. Cherokee, SC footprints: First Piedmont Fs&La Gaffney (3 branches, stress 16) in Cherokee, SC; United Community Bank (1 branch, stress 56) in Cherokee, SC.

HUD lists 4 assisted multifamily properties in Cherokee County, SC with 138 units; 137 Cherokee, SC units are assisted, 2 Cherokee, SC properties under project-based Section 8.

3,087 of the 25,150 housing units in Cherokee, SC sit vacant. Cherokee County, SC permitted 42 multifamily units in twelve months; Cherokee, SC's one-to-four unit structures added 236 units in Cherokee County, SC.