Sumter County, SC: Foreclosures, Tax Liens & Distressed Properties
Sumter County, SC, South Carolina: 15 ZIP codes scored, Sumter County, SC averaging 29/100 (low, Sumter, SC), from 25 to 31. Sumter County, SC is in its expansion phase (Sumter, SC confidence 73/100): Sumter, SC home prices up 8.7% (Sumter, SC) over twelve months. Sumter County, SC lender headwind: 49/100.
Highest-scoring Sumter County, SC ZIPs: 29062 (31/100), 29114 (31/100), 29128 (31/100), 29150 (31/100), 29152 (31/100), 29154 (31/100). Also scored in Sumter County, SC: 29168, 29153, 29051, 29125, 29001, 29040, 29080, 29104, 29162.
Across Sumter County, SC's scored ZIPs: median home value $132,915, household income $55,365, 16.1% vacancy, 17.2% poverty, 70% owner-occupied, median age 39.9.
Sumter County, SC insurance distress 70/100 (#631 in the US); FEMA hazard 78/100 for Sumter, SC; 6 federal disaster declarations in Sumter County, SC since 2023; 3 Sumter, SC NFIP flood claims, $6K paid; Sumter, SC construction distress 59/100.
8 banks with 12 branches lend in Sumter County, SC; Sumter, SC weighted bank stress 63/100, highest 71/100 in Sumter, SC.
Sumter County, SC unemployment 5.4% (Sumter, SC -1.3 pts, six months); 341 new housing units permitted in Sumter County, SC over twelve months, Sumter, SC down 10% from 379; Sumter, SC home prices +10.0% a year (Sumter, SC) over three years.
47,582 housing units in Sumter County, SC; 13,692 Sumter, SC renter households; 41% of Sumter, SC renters spend 30%+ of income on rent, 17% (Sumter, SC) half or more.
Sumter County, SC ranks #392 nationally on the opportunity index (Sumter, SC, among all ranked counties); Sumter, SC scores 34.0/100 and Sumter, SC sits #17 inside South Carolina. Sumter, SC is in the peak_opportunity opportunity phase; Sumter, SC's primary driver is vacancy, Sumter, SC second driver construction; Sumter, SC moved up 807 places. 11 short-sale listings across Sumter, SC; 96 days on market observed in Sumter, SC; 13.1% vacancy over 15 Sumter, SC ZIPs.
No CFPB county sample covers Sumter County, SC. The non-metro area reading for Sumter, SC: 1.4% ninety-plus days late; Sumter, SC's thirty-to-eighty-nine share is 4.5% (Sumter, SC, December 2025 data); South Carolina overall 1.2%.
Sumter County, SC has 3 watched banks; 3 Sumter, SC banks sit in an elevated band. Sumter, SC footprints: Anderson Brothers Bank (1 branch, stress 65) in Sumter, SC; Citizens Bank (1 branch, stress 63) in Sumter, SC; Bank Of Clarendon (1 branch, stress 57) in Sumter, SC.
HUD lists 15 assisted multifamily properties in Sumter County, SC with 695 units; 342 Sumter, SC units are assisted, 3 Sumter, SC properties under project-based Section 8.
6,499 of the 47,582 housing units in Sumter, SC sit vacant. Sumter County, SC permitted 0 multifamily units in twelve months; Sumter, SC's one-to-four unit structures added 341 units in Sumter County, SC.
Where distress concentrates in Sumter County
Other reads worth pulling
The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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