Horry County, SC: Foreclosures, Tax Liens & Distressed Properties

Horry County, SC, South Carolina: 16 ZIP codes scored, Horry County, SC averaging 37/100 (moderate, Horry, SC), from 36 to 37. Horry County, SC is in its peak phase (Horry, SC confidence 25/100): Horry, SC home prices up 0.7% (Horry, SC) over twelve months. Horry County, SC lender headwind: 49/100.

Highest-scoring Horry County, SC ZIPs: 29511 (37/100), 29526 (37/100), 29527 (37/100), 29544 (37/100), 29545 (37/100), 29566 (37/100). Also scored in Horry County, SC: 29568, 29569, 29572, 29575, 29577, 29579, 29582, 29588, 29576, 29581.

Across Horry County, SC's scored ZIPs: median home value $270,106, household income $64,724, 23.4% vacancy, 15.2% poverty, 76% owner-occupied, median age 47.2.

Horry County, SC insurance distress 92/100 (#80 in the US); FEMA hazard 93/100 for Horry, SC; 10 federal disaster declarations in Horry County, SC since 2023; 56 Horry, SC NFIP flood claims, $1.4M paid; Horry, SC construction distress 62/100.

21 banks with 110 branches lend in Horry County, SC; Horry, SC weighted bank stress 62/100, highest 96/100 in Horry, SC.

Horry County, SC unemployment 4.8% (Horry, SC -2.1 pts, six months); 6,253 new housing units permitted in Horry County, SC over twelve months, Horry, SC down 12% from 7,120; Horry, SC home prices +12.1% a year (Horry, SC) over three years.

217,419 housing units in Horry County, SC; 36,316 Horry, SC renter households; 46% of Horry, SC renters spend 30%+ of income on rent, 23% (Horry, SC) half or more.

Horry County, SC ranks #236 nationally on the opportunity index (Horry, SC, among all ranked counties); Horry, SC scores 35.5/100 and Horry, SC sits #9 inside South Carolina. Horry, SC is in the peak_opportunity opportunity phase; Horry, SC's primary driver is vacancy, Horry, SC second driver construction; Horry, SC moved up 90 places. 91 short-sale listings across Horry, SC; 97 days on market observed in Horry, SC; 21.7% vacancy over 16 Horry, SC ZIPs.

0.8% of Horry County, SC mortgages were ninety-plus days late in December 2025; Horry, SC's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Horry, SC's ninety-day rate is up 0.1 points on twelve months earlier; the Horry, SC peak since 2008 was 4.4% in January 2010; South Carolina overall reads 1.2%.

Horry County, SC has 10 watched banks; 10 Horry, SC banks sit in an elevated band. Horry, SC footprints: Conway National Bank (14 branches, stress 63) in Horry, SC; Anderson Brothers Bank (11 branches, stress 65) in Horry, SC; Citizens Bank (6 branches, stress 63) in Horry, SC.

HUD lists 6 assisted multifamily properties in Horry County, SC with 666 units; 222 Horry, SC units are assisted, 1 Horry, SC properties under project-based Section 8.

58,640 of the 217,419 housing units in Horry, SC sit vacant. Horry County, SC permitted 79 multifamily units in twelve months; Horry, SC's one-to-four unit structures added 6,174 units in Horry County, SC.