Richland County, SC: Foreclosures, Tax Liens & Distressed Properties

Richland County, SC, South Carolina: 25 ZIP codes scored, Richland County, SC averaging 31/100 (moderate, Richland, SC), from 25 to 33. Richland County, SC is in its peak phase (Richland, SC confidence 24/100): Richland, SC home prices up 3.6% (Richland, SC) over twelve months. Richland County, SC lender headwind: 58/100.

Highest-scoring Richland County, SC ZIPs: 29036 (33/100), 29212 (33/100), 29210 (32/100), 29044 (31/100), 29052 (31/100), 29061 (31/100). Also scored in Richland County, SC: 29063, 29078, 29177, 29201, 29203, 29204, 29205, 29206, 29207, 29208.

Across Richland County, SC's scored ZIPs: median home value $235,229, household income $67,795, 10.9% vacancy, 18.0% poverty, 71% owner-occupied, median age 38.9.

Richland County, SC insurance distress 90/100 (#105 in the US); FEMA hazard 93/100 for Richland, SC; 8 federal disaster declarations in Richland County, SC since 2023 (2 hurricane); 31 Richland, SC NFIP flood claims, $585K paid; Richland, SC construction distress 13/100.

23 banks with 79 branches lend in Richland County, SC; Richland, SC weighted bank stress 65/100, highest 79/100 in Richland, SC.

Richland County, SC unemployment 4.5% (Richland, SC -0.9 pts, six months); 4,019 new housing units permitted in Richland County, SC over twelve months, Richland, SC up 39% from 2,892; Richland, SC home prices +10.8% a year (Richland, SC) over three years.

187,611 housing units in Richland County, SC; 65,510 Richland, SC renter households; 53% of Richland, SC renters spend 30%+ of income on rent, 30% (Richland, SC) half or more.

Richland County, SC ranks #1,254 nationally on the opportunity index (Richland, SC, among all ranked counties); Richland, SC scores 30.3/100 and Richland, SC sits #38 inside South Carolina. Richland, SC is in the watchlist opportunity phase; Richland, SC's primary driver is bank institutional, Richland, SC second driver vacancy; Richland, SC moved up 415 places. 93 short-sale listings across Richland, SC; 97 days on market observed in Richland, SC; 9.8% vacancy over 25 Richland, SC ZIPs.

1.6% of Richland County, SC mortgages were ninety-plus days late in December 2025; Richland, SC's thirty-to-eighty-nine-day share was 4.2% (CFPB county sample). Richland, SC's ninety-day rate is up 0.9 points on twelve months earlier; the Richland, SC peak since 2008 was 4.5% in July 2010; South Carolina overall reads 1.2%.

Richland County, SC has 8 watched banks; 8 Richland, SC banks sit in an elevated band. Richland, SC footprints: First Community Bank (4 branches, stress 66) in Richland, SC; Arthur State Bank (3 branches, stress 79) in Richland, SC; Security Federal Bank (3 branches, stress 74) in Richland, SC.

HUD lists 33 assisted multifamily properties in Richland County, SC with 4,328 units; 1,145 Richland, SC units are assisted, 9 Richland, SC properties under project-based Section 8.

19,650 of the 187,611 housing units in Richland, SC sit vacant. Richland County, SC permitted 1,760 multifamily units in twelve months; Richland, SC's one-to-four unit structures added 2,259 units in Richland County, SC.