Berkeley County, SC: Foreclosures, Tax Liens & Distressed Properties

Berkeley County, SC, South Carolina: 18 ZIP codes scored, Berkeley County, SC averaging 34/100 (moderate, Berkeley, SC), from 33 to 36. Berkeley County, SC is in its neutral phase (Berkeley, SC confidence 22/100): Berkeley, SC home prices up 4.2% (Berkeley, SC) over twelve months. Berkeley County, SC lender headwind: 52/100.

Highest-scoring Berkeley County, SC ZIPs: 29406 (36/100), 29456 (36/100), 29450 (35/100), 29410 (34/100), 29431 (34/100), 29434 (34/100). Also scored in Berkeley County, SC: 29436, 29445, 29453, 29461, 29468, 29469, 29472, 29479, 29486, 29492.

Across Berkeley County, SC's scored ZIPs: median home value $269,788, household income $78,347, 11.1% vacancy, 14.9% poverty, 76% owner-occupied, median age 42.0.

Berkeley County, SC insurance distress 93/100 (#58 in the US); FEMA hazard 95/100 for Berkeley, SC; 10 federal disaster declarations in Berkeley County, SC since 2023 (2 hurricane); 42 Berkeley, SC NFIP flood claims, $1.5M paid; Berkeley, SC construction distress 37/100.

18 banks with 36 branches lend in Berkeley County, SC; Berkeley, SC weighted bank stress 61/100, highest 88/100 in Berkeley, SC.

Berkeley County, SC unemployment 3.9% (Berkeley, SC -1.0 pts, six months); 2,779 new housing units permitted in Berkeley County, SC over twelve months, Berkeley, SC up 14% from 2,437; Berkeley, SC home prices +10.6% a year (Berkeley, SC) over three years.

100,600 housing units in Berkeley County, SC; 23,397 Berkeley, SC renter households; 42% of Berkeley, SC renters spend 30%+ of income on rent, 21% (Berkeley, SC) half or more.

Berkeley County, SC ranks #1,461 nationally on the opportunity index (Berkeley, SC, among all ranked counties); Berkeley, SC scores 29.6/100 and Berkeley, SC sits #41 inside South Carolina. Berkeley, SC is in the early_signal opportunity phase; Berkeley, SC's primary driver is bank institutional, Berkeley, SC second driver listings discount; Berkeley, SC moved up 449 places. 141 short-sale listings across Berkeley, SC; 78 days on market observed in Berkeley, SC; 7.3% vacancy over 18 Berkeley, SC ZIPs.

2.1% of Berkeley County, SC mortgages were ninety-plus days late in December 2025; Berkeley, SC's thirty-to-eighty-nine-day share was 3.3% (CFPB county sample). Berkeley, SC's ninety-day rate is up 0.9 points on twelve months earlier; the Berkeley, SC peak since 2008 was 5.7% in May 2010; South Carolina overall reads 1.2%.

Berkeley County, SC has 6 watched banks; 6 Berkeley, SC banks sit in an elevated band. Berkeley, SC footprints: Farmers&Merchants Bank Of Sc (3 branches, stress 37) in Berkeley, SC; First Nb Of South Carolina (2 branches, stress 62) in Berkeley, SC; Beacon Community Bank (1 branch, stress 88) in Berkeley, SC.

HUD lists 7 assisted multifamily properties in Berkeley County, SC with 641 units; 106 Berkeley, SC units are assisted, 1 Berkeley, SC properties under project-based Section 8.

6,889 of the 100,600 housing units in Berkeley, SC sit vacant. Berkeley County, SC permitted 617 multifamily units in twelve months; Berkeley, SC's one-to-four unit structures added 2,162 units in Berkeley County, SC.