Berkeley County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Berkeley County, SC distress report, 2026: 18 ZIPs scored in Berkeley, SC, Berkeley, SC average 34/100; the top Berkeley, SC ZIP is 29406 at 36/100; Berkeley, SC market phase neutral, Berkeley, SC prices +4.2% year over year.
- Berkeley, SC ranks #1,409 nationally (opportunity index); Berkeley, SC #41 in South Carolina; Berkeley, SC index 29.7.
- Berkeley, SC ninety-day mortgage delinquency 2.1% in December 2025; Berkeley, SC twelve-month change +0.9%.
- Berkeley, SC ZIP phases: 17 neutral, 1 peak.
- Berkeley, SC residential listings tracked: 160 across 13 ZIPs; Berkeley, SC candidate listings 32.
- Berkeley, SC HUD assisted properties: 7 with 641 units.
- Berkeley, SC lenders on watch: 6; largest Berkeley, SC footprint Farmers&Merchants Bank Of Sc (3 branches).
- Berkeley, SC most distressed ZIP: 29406 at 36/100.
Berkeley, SC figures: DLRadar distress index; Berkeley, SC inputs: CFPB, FHFA, HUD, FDIC; Berkeley, SC rebuilt as sources refresh.
| Rank | Berkeley, SC ZIP | Score |
|---|---|---|
| 1 | 29406 | 36/100 |
| 2 | 29456 | 36/100 |
| 3 | 29450 | 35/100 |
| 4 | 29410 | 34/100 |
| 5 | 29431 | 34/100 |
| 6 | 29434 | 34/100 |
| 7 | 29436 | 34/100 |
| 8 | 29445 | 34/100 |
| 9 | 29453 | 34/100 |
| 10 | 29461 | 34/100 |
| 11 | 29468 | 34/100 |
| 12 | 29469 | 34/100 |
Most distressed Berkeley, SC ZIPs (0-100, 2026)
Mortgage delinquency in Berkeley, SC
2.1% of Berkeley, SC mortgages were ninety-plus days late (Berkeley, SC, December 2025); Berkeley, SC thirty-to-eighty-nine days late: 3.3%; Berkeley, SC twelve-month change +0.9%; Berkeley, SC peak since 2008: 5.7% (May 2010); South Carolina overall 1.2%. Berkeley, SC ninety-day series: Dec 24 1.2, Jan 25 1.3, Feb 25 1.5 (Berkeley, SC), Mar 25 1.5, Apr 25 1.3, May 25 1.3 (Berkeley, SC), Jun 25 1.0, Jul 25 1.1, Aug 25 1.2 (Berkeley, SC), Sep 25 1.7, Oct 25 1.8, Nov 25 1.8 (Berkeley, SC), Dec 25 2.1.
Opportunity index: Berkeley, SC
Berkeley, SC index 29.7, Berkeley, SC phase early_signal; Berkeley, SC primary driver bank institutional, Berkeley, SC second driver listings discount. Berkeley, SC components: property stress 18.2, foreclosure pressure 16.7, listing discounts 38.4, bank stress 57.1, insurance 0.0; Berkeley, SC pulse 30.9; Berkeley, SC capital opportunity 27.9; Berkeley, SC seven-day change -0.2%.
ZIP market phases inside Berkeley, SC
18 Berkeley, SC ZIPs carry a price-cycle phase; Berkeley, SC ZIPs by phase (Berkeley, SC), deepest drawdown first: peak, +3.8% YoY (Berkeley, SC): 29059; neutral, +4.2% YoY (Berkeley, SC): 29406, 29410, 29431, 29434, Berkeley, SC 29436, 29445, 29450, 29453, Berkeley, SC 29456, 29461, 29468, 29469, Berkeley, SC 29479, 29483; neutral, +4.4% YoY (Berkeley, SC): 29472.
Residential listings by Berkeley, SC ZIP
Berkeley, SC ZIPs with the most tracked Berkeley, SC residential listings: 29486 79 listings, 9 candidates, bank pressure 62; 29461 24 listings, 3 candidates, bank pressure 62; 29492 24 listings, 8 candidates, bank pressure 62; 29445 16 listings, 6 candidates, bank pressure 62 (Berkeley, SC); 29479 6 listings, 2 candidates, bank pressure 62; 29410 5 listings, 3 candidates, bank pressure 61; 29434 3 listings, 0 candidates, bank pressure 62; 29450 2 listings, 1 candidates, bank pressure 61. Berkeley, SC totals: 160 listings; Berkeley, SC candidates 32; active ZIPs 9.
HUD assisted housing in Berkeley, SC
7 assisted properties with 641 units sit in Berkeley, SC; largest Berkeley, SC properties: South Pointe Apartments (Hanahan) 256 units; Woodlocke (Moncks Corner) 104 units; Northbridge Court Apartments (Moncks Corner) 101 units, 100 assisted in Berkeley, SC; Rosewood Townhomes (Goose Creek) 100 units; Seven Farms Apartments (Daniel Island) 72 units; Bci Homes, Inc. (Moncks Corner) 8 units, 6 assisted.
Lenders with branches in Berkeley, SC
Berkeley, SC lenders by branch count: Farmers&Merchants Bank Of Sc (Berkeley, SC): stress 37, 3 branches low in Berkeley, SC; First Nb Of South Carolina (Berkeley, SC): stress 62, 2 branches low in Berkeley, SC; Beacon Community Bank (Berkeley, SC): stress 88, 1 branch moderate in Berkeley, SC; Southern First Bank (Berkeley, SC): stress 76, 1 branch low in Berkeley, SC; South Atlantic Bank (Berkeley, SC): stress 74, 1 branch low in Berkeley, SC; Anderson Brothers Bank (Berkeley, SC): stress 65, 1 branch low in Berkeley, SC.
Vacancy and permits, Berkeley, SC
6,889 of 100,600 Berkeley, SC housing units are vacant; Berkeley, SC permits, twelve months: 617 multifamily units in Berkeley, SC, 2,162 one-to-four unit units.
Work Berkeley, SC at the parcel level
Every Berkeley, SC parcel carries owner and address; every Berkeley, SC parcel carries APN; Berkeley, SC distress scores sit on the Berkeley, SC live board.
Berkeley, SC figures refresh with each source.
Berkeley, SC questions
Most distressed ZIP code in Berkeley County, SC?
ZIP 29406 leads Berkeley, SC at 36/100; next in Berkeley, SC: 29456 at 36/100; the Berkeley, SC average is 34/100.
Where does Berkeley County, SC rank for investment opportunity?
Berkeley, SC is #1,409 among all ranked counties, #41 in South Carolina; the Berkeley, SC driver is bank institutional; Berkeley, SC moved up 501 places.
How many mortgages are delinquent in Berkeley County, SC?
2.1% of Berkeley, SC mortgages were ninety-plus days late in December 2025; the Berkeley, SC peak since 2008 was 5.7%.
Which banks lend in Berkeley County, SC?
6 watched lenders hold Berkeley, SC branches; the largest Berkeley, SC footprints are Farmers&Merchants Bank Of Sc (3), First Nb Of South Carolina (2), Beacon Community Bank (1).
More on Berkeley, SC
Berkeley County, SC distress report: public-record figures for Berkeley, SC; not legal advice for Berkeley, SC; not tax or investment advice; verify every Berkeley, SC record before acting.