ZIP 29431 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 29431 (Berkeley County, South Carolina) at a moderate 35/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). The split runs 76/100 structural to 8/100 active on the ground. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (72/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (26/100).

The market reads neutral — home values rose 4.2% year on year, and 14% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 81% of homes, renters 19%. Vacancy runs 7.0%. Roughly 9.8% live below the poverty line. Educational attainment sits at 12% bachelor's-or-above. At $59,880, median income runs below typical U.S. levels. The typical home is worth about $220,600 (3.6× income, relatively affordable). Rent burden reaches 49% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. About 7,376 people live here, median age 44. The ZIP holds roughly 3,023 housing units.

Overall, 29431 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 29431 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 29431's 35/100 can be lined up against any neighbor in Berkeley County, South Carolina or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 29431 shows blanks, not estimates, wherever the record is sparse.

Behind 29431's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 29431 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.