Spartanburg County, SC: Foreclosures, Tax Liens & Distressed Properties
Spartanburg County, SC, South Carolina: 34 ZIP codes scored, Spartanburg County, SC averaging 32/100 (moderate, Spartanburg, SC), from 26 to 36. Spartanburg County, SC is in its peak phase (Spartanburg, SC confidence 27/100): Spartanburg, SC home prices up 1.7% (Spartanburg, SC) over twelve months. Spartanburg County, SC lender headwind: 46/100.
Highest-scoring Spartanburg County, SC ZIPs: 29356 (36/100), 29650 (36/100), 29651 (35/100), 29301 (32/100), 29302 (32/100), 29303 (32/100). Also scored in Spartanburg County, SC: 29306, 29316, 29320, 29322, 29324, 29329, 29331, 29333, 29334, 29338.
Across Spartanburg County, SC's scored ZIPs: median home value $207,914, household income $69,406, 12.8% vacancy, 18.2% poverty, 67% owner-occupied, median age 40.0.
Spartanburg County, SC insurance distress 92/100 (#73 in the US); FEMA hazard 93/100 for Spartanburg, SC; 8 federal disaster declarations in Spartanburg County, SC since 2023 (2 hurricane); 38 Spartanburg, SC NFIP flood claims, $1.3M paid; Spartanburg, SC construction distress 22/100.
22 banks with 61 branches lend in Spartanburg County, SC; Spartanburg, SC weighted bank stress 62/100, highest 96/100 in Spartanburg, SC.
Spartanburg County, SC unemployment 4.3% (Spartanburg, SC -1.1 pts, six months); 4,357 new housing units permitted in Spartanburg County, SC over twelve months, Spartanburg, SC up 28% from 3,392; Spartanburg, SC home prices +11.6% a year (Spartanburg, SC) over three years.
144,170 housing units in Spartanburg County, SC; 34,811 Spartanburg, SC renter households; 45% of Spartanburg, SC renters spend 30%+ of income on rent, 22% (Spartanburg, SC) half or more.
Spartanburg County, SC ranks #1,375 nationally on the opportunity index (Spartanburg, SC, among all ranked counties); Spartanburg, SC scores 29.9/100 and Spartanburg, SC sits #40 inside South Carolina. Spartanburg, SC is in the early_signal opportunity phase; Spartanburg, SC's primary driver is bank institutional, Spartanburg, SC second driver vacancy; Spartanburg, SC moved up 507 places. 85 short-sale listings across Spartanburg, SC; 87 days on market observed in Spartanburg, SC; 8.6% vacancy over 34 Spartanburg, SC ZIPs.
1.5% of Spartanburg County, SC mortgages were ninety-plus days late in December 2025; Spartanburg, SC's thirty-to-eighty-nine-day share was 3.2% (CFPB county sample). Spartanburg, SC's ninety-day rate is up 0.8 points on twelve months earlier; the Spartanburg, SC peak since 2008 was 4.3% in November 2011; South Carolina overall reads 1.2%.
Spartanburg County, SC has 7 watched banks; 7 Spartanburg, SC banks sit in an elevated band. Spartanburg, SC footprints: Arthur State Bank (7 branches, stress 79) in Spartanburg, SC; United Community Bank (4 branches, stress 56) in Spartanburg, SC; First Piedmont Fs&La Gaffney (4 branches, stress 16) in Spartanburg, SC.
HUD lists 31 assisted multifamily properties in Spartanburg County, SC with 2,187 units; 727 Spartanburg, SC units are assisted, 5 Spartanburg, SC properties under project-based Section 8.
12,498 of the 144,170 housing units in Spartanburg, SC sit vacant. Spartanburg County, SC permitted 0 multifamily units in twelve months; Spartanburg, SC's one-to-four unit structures added 4,357 units in Spartanburg County, SC.