Spartanburg County, SC: Home-Insurance Distress & Forced-Sale Pressure
Spartanburg County, SC: 94/100 (severe) home-insurance distress; Spartanburg, SC band HIGH; Spartanburg, SC #49 of 3,222 counties; Spartanburg, SC #8 of 46 in South Carolina.
FEMA hazard, Spartanburg, SC: 97/100; Spartanburg, SC declarations, three years: 12; Spartanburg, SC perils: 3 hurricane, 6 tropical-storm; Spartanburg, SC five-year count 10 (severity 15.0); Spartanburg, SC ten-year 10; hazard-weighted, Spartanburg, SC: 33.0.
Declared incidents on the Spartanburg, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Spartanburg, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Spartanburg, SC).
NFIP claims, Spartanburg, SC, three years: 38; Spartanburg, SC payouts $1,253,259; per Spartanburg, SC claim $32,981; Spartanburg, SC claim-stress 90/100.
Spartanburg, SC monthly score held, 91 (March 2026) to 91 (October 2026); Spartanburg, SC by month: March 91, April 91, May 93, June 93 (Spartanburg, SC), July 92, August 93, September 93, October 91.
Spartanburg, SC components: climate 93, NFIP claims 90; Spartanburg, SC retreat index 91.
Construction distress, Spartanburg, SC: 22/100 as of August 2026 (Spartanburg, SC: 21/100 one-to-four unit, 95/100 multifamily).
Spartanburg, SC ZIPs, June 2026 (Spartanburg, SC, 16 highest): score 0 (Spartanburg, SC), climate 94 (Spartanburg, SC): 29650; score 0 (Spartanburg, SC), climate 93 (Spartanburg, SC): 29356, 29651; score 0 (Spartanburg, SC), climate 90 (Spartanburg, SC): 29301, 29302, 29303, 29306, Spartanburg, SC 29316, 29320, 29322, 29324, Spartanburg, SC 29329, 29331, 29333, 29334, Spartanburg, SC 29338.
DLRadar rescores Spartanburg, SC monthly; Spartanburg, SC readings join Spartanburg, SC foreclosure, lien and ownership parcels (Spartanburg, SC), so cost-squeezed Spartanburg, SC owners surface before listing.
Inside South Carolina, Spartanburg County ranks 8th of 46 counties for home-insurance distress at 94/100; Beaufort County (94/100) sits just above Spartanburg County, and Dorchester County (94/100) sits just below Spartanburg County.
Deterministic. Every Spartanburg County, SC signal traces to a public Spartanburg dataset (FEMA, NFIP, Census for Spartanburg, SC) · how insurance distress works in Spartanburg, SC · methodology
FAQ: Spartanburg County, SC insurance distress
What is the Spartanburg County, SC home-insurance-distress score?
Spartanburg, SC: 94/100 (HIGH), #49 of 3,222, #8 in South Carolina. FEMA hazard, Spartanburg, SC: 97/100; NFIP stress, Spartanburg, SC: 90/100; construction, Spartanburg, SC: 22/100; Spartanburg, SC rescores monthly.
Is Spartanburg County insurance distress getting better or worse (SC)?
Spartanburg, SC: 91 in March 2026; Spartanburg, SC: 91 in October 2026 (unchanged); Spartanburg, SC climate component 93; Spartanburg, SC NFIP claims score 90.
How many flood-insurance claims has Spartanburg County, SC had?
Spartanburg, SC: 38 NFIP claims, three years; Spartanburg, SC paid $1,253,259; per Spartanburg, SC claim $32,981; carriers reprice Spartanburg, SC against that record.
Which Spartanburg County ZIP codes carry the most insurance distress (SC)?
Spartanburg, SC, June 2026: 29650 at 0, 29356 at 0, 29651 at 0, 29301 at 0; Spartanburg, SC climate scores there: 94, 93, 93, 90.
Why does Spartanburg, SC insurance distress create sellers?
A Spartanburg, SC premium outruns the Spartanburg, SC budget; a carrier leaves Spartanburg, SC; Spartanburg, SC carrying cost passes plan; Spartanburg, SC owners sell while current; Spartanburg, SC insurance distress leads Spartanburg, SC foreclosure data.