Spartanburg County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Spartanburg County, SC distress report, 2026: 34 ZIPs scored in Spartanburg, SC, Spartanburg, SC average 32/100; the top Spartanburg, SC ZIP is 29356 at 36/100; Spartanburg, SC market phase peak, Spartanburg, SC prices +1.7% year over year.
- Spartanburg, SC ranks #1,351 nationally (opportunity index); Spartanburg, SC #40 in South Carolina; Spartanburg, SC index 29.9.
- Spartanburg, SC ninety-day mortgage delinquency 1.5% in December 2025; Spartanburg, SC twelve-month change +0.8%.
- Spartanburg, SC ZIP phases: 34 peak.
- Spartanburg, SC residential listings tracked: 123 across 29 ZIPs; Spartanburg, SC candidate listings 33.
- Spartanburg, SC HUD assisted properties: 31 with 2,187 units.
- Spartanburg, SC lenders on watch: 7; largest Spartanburg, SC footprint Arthur State Bank (7 branches).
- Spartanburg, SC most distressed ZIP: 29356 at 36/100.
Spartanburg, SC figures: DLRadar distress index; Spartanburg, SC inputs: CFPB, FHFA, HUD, FDIC; Spartanburg, SC rebuilt as sources refresh.
| Rank | Spartanburg, SC ZIP | Score |
|---|---|---|
| 1 | 29356 | 36/100 |
| 2 | 29650 | 36/100 |
| 3 | 29651 | 35/100 |
| 4 | 29301 | 32/100 |
| 5 | 29302 | 32/100 |
| 6 | 29303 | 32/100 |
| 7 | 29306 | 32/100 |
| 8 | 29316 | 32/100 |
| 9 | 29320 | 32/100 |
| 10 | 29322 | 32/100 |
| 11 | 29324 | 32/100 |
| 12 | 29329 | 32/100 |
Most distressed Spartanburg, SC ZIPs (0-100, 2026)
Mortgage delinquency in Spartanburg, SC
1.5% of Spartanburg, SC mortgages were ninety-plus days late (Spartanburg, SC, December 2025); Spartanburg, SC thirty-to-eighty-nine days late: 3.2%; Spartanburg, SC twelve-month change +0.8%; Spartanburg, SC peak since 2008: 4.3% (November 2011); South Carolina overall 1.2%. Spartanburg, SC ninety-day series: Dec 24 0.7, Jan 25 0.9, Feb 25 1.0 (Spartanburg, SC), Mar 25 0.9, Apr 25 0.8, May 25 0.8 (Spartanburg, SC), Jun 25 0.8, Jul 25 0.9, Aug 25 1.1 (Spartanburg, SC), Sep 25 1.2, Oct 25 1.1, Nov 25 1.1 (Spartanburg, SC), Dec 25 1.5.
Opportunity index: Spartanburg, SC
Spartanburg, SC index 29.9, Spartanburg, SC phase early_signal; Spartanburg, SC primary driver bank institutional, Spartanburg, SC second driver vacancy. Spartanburg, SC components: property stress 22.0, foreclosure pressure 20.2, listing discounts 35.6, bank stress 58.0, insurance 0.0; Spartanburg, SC pulse 31.7; Spartanburg, SC capital opportunity 27.2.
ZIP market phases inside Spartanburg, SC
34 Spartanburg, SC ZIPs carry a price-cycle phase; Spartanburg, SC ZIPs by phase (Spartanburg, SC), deepest drawdown first: peak, +1.7% YoY (Spartanburg, SC): 29301, 29302, 29303, 29306, Spartanburg, SC 29316, 29320, 29324, 29329, Spartanburg, SC 29331, 29333, 29334; peak, +2.0% YoY (Spartanburg, SC): 29307, 29323, 29335; peak, +1.8% YoY (Spartanburg, SC): 29322; peak, +2.8% YoY (Spartanburg, SC): 29330.
Residential listings by Spartanburg, SC ZIP
Spartanburg, SC ZIPs with the most tracked Spartanburg, SC residential listings: 29301 16 listings, 5 candidates, bank pressure 61; 29349 14 listings, 3 candidates, bank pressure 61; 29316 12 listings, 0 candidates, bank pressure 61; 29388 12 listings, 3 candidates, bank pressure 61 (Spartanburg, SC); 29307 11 listings, 1 candidates, bank pressure 58; 29306 10 listings, 2 candidates, bank pressure 61; 29323 10 listings, 4 candidates, bank pressure 58; 29303 7 listings, 4 candidates, bank pressure 61. Spartanburg, SC totals: 123 listings; Spartanburg, SC candidates 33; active ZIPs 17.
HUD assisted housing in Spartanburg, SC
31 assisted properties with 2,187 units sit in Spartanburg, SC; largest Spartanburg, SC properties: Spartanburg Scattered Sites (Spartanburg) 338 units; Drayton Mill Lofts (Spartanburg) 289 units; The Reserve At Park West Apartments (Spartanburg) 262 units in Spartanburg, SC; Lofts At Inman Mill (Inman) 159 units; Heritage Court Apartments (Spartanburg) 149 units, 148 assisted; Reserve At Park West Ph Ii (Spartanburg) 144 units.
Lenders with branches in Spartanburg, SC
Spartanburg, SC lenders by branch count: Arthur State Bank (Spartanburg, SC): stress 79, 7 branches low in Spartanburg, SC; United Community Bank (Spartanburg, SC): stress 56, 4 branches moderate in Spartanburg, SC; First Piedmont Fs&La Gaffney (Spartanburg, SC): stress 16, 4 branches low in Spartanburg, SC; Southern Bank (Spartanburg, SC): stress 96, 1 branch moderate in Spartanburg, SC; Coastal Carolina Nb (Spartanburg, SC): stress 73, 1 branch moderate in Spartanburg, SC; Cbl State Savings Bank (Spartanburg, SC): stress 70, 1 branch low in Spartanburg, SC; Woodruff Fs&La (Spartanburg, SC): stress 45, 1 branch low in Spartanburg, SC.
Vacancy and permits, Spartanburg, SC
12,498 of 144,170 Spartanburg, SC housing units are vacant; Spartanburg, SC permits, twelve months: 0 multifamily units in Spartanburg, SC, 4,357 one-to-four unit units.
Work Spartanburg, SC at the parcel level
Every Spartanburg, SC parcel carries owner and address; every Spartanburg, SC parcel carries APN; Spartanburg, SC distress scores sit on the Spartanburg, SC live board.
Spartanburg, SC figures refresh with each source.
Spartanburg, SC questions
Most distressed ZIP code in Spartanburg County, SC?
ZIP 29356 leads Spartanburg, SC at 36/100; next in Spartanburg, SC: 29650 at 36/100; the Spartanburg, SC average is 32/100.
Where does Spartanburg County, SC rank for investment opportunity?
Spartanburg, SC is #1,351 among all ranked counties, #40 in South Carolina; the Spartanburg, SC driver is bank institutional; Spartanburg, SC moved up 452 places.
How many mortgages are delinquent in Spartanburg County, SC?
1.5% of Spartanburg, SC mortgages were ninety-plus days late in December 2025; the Spartanburg, SC peak since 2008 was 4.3%.
Which banks lend in Spartanburg County, SC?
7 watched lenders hold Spartanburg, SC branches; the largest Spartanburg, SC footprints are Arthur State Bank (7), United Community Bank (4), First Piedmont Fs&La Gaffney (4).
More on Spartanburg, SC
Spartanburg County, SC distress report: public-record figures for Spartanburg, SC; not legal advice for Spartanburg, SC; not tax or investment advice; verify every Spartanburg, SC record before acting.