Oconee County, SC: Foreclosures, Tax Liens & Distressed Properties

Oconee County, SC, South Carolina: 13 ZIP codes scored, Oconee County, SC averaging 31/100 (moderate, Oconee, SC), from 31 to 33. Oconee County, SC is in its peak phase (Oconee, SC confidence 22/100): Oconee, SC home prices up 3.8% (Oconee, SC) over twelve months. Oconee County, SC lender headwind: 67/100.

Highest-scoring Oconee County, SC ZIPs: 29634 (33/100), 29689 (33/100), 29643 (32/100), 29658 (31/100), 29664 (31/100), 29665 (31/100). Also scored in Oconee County, SC: 29672, 29676, 29678, 29686, 29691, 29693, 29696.

Across Oconee County, SC's scored ZIPs: median home value $287,018, household income $64,015, 29.0% vacancy, 15.0% poverty, 85% owner-occupied, median age 47.7.

Oconee County, SC insurance distress 80/100 (#368 in the US); FEMA hazard 93/100 for Oconee, SC; 10 federal disaster declarations in Oconee County, SC since 2023 (2 hurricane); 4 Oconee, SC NFIP flood claims, $5K paid; Oconee, SC construction distress 50/100.

10 banks with 20 branches lend in Oconee County, SC; Oconee, SC weighted bank stress 63/100, highest 85/100 in Oconee, SC.

Oconee County, SC unemployment 4.2% (Oconee, SC -1.1 pts, six months); 737 new housing units permitted in Oconee County, SC over twelve months, Oconee, SC up 0% from 735; Oconee, SC home prices +11.7% a year (Oconee, SC) over three years.

42,100 housing units in Oconee County, SC; 8,273 Oconee, SC renter households; 44% of Oconee, SC renters spend 30%+ of income on rent, 21% (Oconee, SC) half or more.

Oconee County, SC ranks #545 nationally on the opportunity index (Oconee, SC, among all ranked counties); Oconee, SC scores 33.2/100 and Oconee, SC sits #21 inside South Carolina. Oconee, SC is in the peak_opportunity opportunity phase; Oconee, SC's primary driver is vacancy, Oconee, SC second driver bank institutional; Oconee, SC moved up 82 places. 18 short-sale listings across Oconee, SC; 64 days on market observed in Oconee, SC; 18.3% vacancy over 13 Oconee, SC ZIPs.

No CFPB county sample covers Oconee County, SC. The non-metro area reading for Oconee, SC: 1.4% ninety-plus days late; Oconee, SC's thirty-to-eighty-nine share is 4.5% (Oconee, SC, December 2025 data); South Carolina overall 1.2%.

Oconee County, SC has 2 watched banks; 2 Oconee, SC banks sit in an elevated band. Oconee, SC footprints: Blue Ridge Bank (4 branches, stress 85) in Oconee, SC; Oconee Fs&La (4 branches, stress 67) in Oconee, SC.

HUD lists 6 assisted multifamily properties in Oconee County, SC with 160 units; 160 Oconee, SC units are assisted, 2 Oconee, SC properties under project-based Section 8.

7,585 of the 42,100 housing units in Oconee, SC sit vacant. Oconee County, SC permitted 40 multifamily units in twelve months; Oconee, SC's one-to-four unit structures added 697 units in Oconee County, SC.