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Florence County, SC: Foreclosures, Tax Liens & Distressed Properties

Florence County, SC, South Carolina: 12 ZIP codes scored, Florence County, SC averaging 30/100 (moderate, Florence, SC), from 28 to 31. Florence County, SC is in its expansion phase (Florence, SC confidence 49/100): Florence, SC home prices up 6.2% (Florence, SC) over twelve months, 2.5% under their peak. Florence County, SC lender headwind: 47/100.

Highest-scoring Florence County, SC ZIPs: 29505 (31/100), 29506 (31/100), 29530 (31/100), 29541 (31/100), 29555 (31/100), 29583 (31/100). Also scored in Florence County, SC: 29591, 29114, 29501, 29554, 29161, 29560.

Across Florence County, SC's scored ZIPs: median home value $143,292, household income $56,955, 18.1% vacancy, 21.2% poverty, 68% owner-occupied, median age 40.2.

Florence County, SC insurance distress 83/100 (#267 in the US); FEMA hazard 90/100 for Florence, SC; 8 federal disaster declarations in Florence County, SC since 2023; 6 Florence, SC NFIP flood claims, $104K paid; Florence, SC construction distress 33/100.

14 banks with 38 branches lend in Florence County, SC; Florence, SC weighted bank stress 60/100, highest 77/100 in Florence, SC.

Florence County, SC unemployment 4.7% (Florence, SC -1.1 pts, six months); 749 new housing units permitted in Florence County, SC over twelve months, Florence, SC up 17% from 638; Florence, SC home prices +8.8% a year (Florence, SC) over three years.

62,090 housing units in Florence County, SC; 18,625 Florence, SC renter households; 42% of Florence, SC renters spend 30%+ of income on rent, 22% (Florence, SC) half or more.

Florence County, SC ranks #620 nationally on the opportunity index (Florence, SC, among all ranked counties); Florence, SC scores 32.8/100 and Florence, SC sits #24 inside South Carolina. Florence, SC is in the peak_opportunity opportunity phase; Florence, SC's primary driver is vacancy, Florence, SC second driver bank institutional; Florence, SC moved up 353 places. 7 short-sale listings across Florence, SC; 83 days on market observed in Florence, SC; 14.5% vacancy over 12 Florence, SC ZIPs.

No CFPB county sample covers Florence County, SC. The metro area reading for Florence, SC (Florence, SC): 1.9% ninety-plus days late; Florence, SC's thirty-to-eighty-nine share is 5.0% (Florence, SC, December 2025 data); South Carolina overall 1.2%.

Florence County, SC has 5 watched banks; 5 Florence, SC banks sit in an elevated band. Florence, SC footprints: Citizens Bank (7 branches, stress 63) in Florence, SC; Anderson Brothers Bank (4 branches, stress 65) in Florence, SC; Carolina Bank&Trust Co (4 branches, stress 43) in Florence, SC.

HUD lists 10 assisted multifamily properties in Florence County, SC with 425 units; 344 Florence, SC units are assisted, 3 Florence, SC properties under project-based Section 8.

9,234 of the 62,090 housing units in Florence, SC sit vacant. Florence County, SC permitted 234 multifamily units in twelve months; Florence, SC's one-to-four unit structures added 515 units in Florence County, SC.

Expansion
Market phase
6.2%
Florence, SC HPI YoY
-2.5%
Drawdown
49
Florence confidence

Top Florence County ZIP codes by stress score

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