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Lancaster County, SC: Foreclosures, Tax Liens & Distressed Properties

Lancaster County, SC, South Carolina: 5 ZIP codes scored, Lancaster County, SC averaging 31/100 (moderate, Lancaster, SC), from 26 to 33. Lancaster County, SC is in its peak phase (Lancaster, SC confidence 16/100): Lancaster, SC home prices up 1.0% (Lancaster, SC) over twelve months. Lancaster County, SC lender headwind: 62/100.

Highest-scoring Lancaster County, SC ZIPs: 29067 (33/100), 29058 (32/100), 29707 (32/100), 29720 (32/100), 29718 (26/100).

Across Lancaster County, SC's scored ZIPs: median home value $230,180, household income $77,260, 10.3% vacancy, 12.4% poverty, 81% owner-occupied, median age 40.3.

Lancaster County, SC insurance distress 87/100 (#173 in the US); FEMA hazard 93/100 for Lancaster, SC; 8 federal disaster declarations in Lancaster County, SC since 2023 (2 hurricane); 4 Lancaster, SC NFIP flood claims, $143K paid; Lancaster, SC construction distress 54/100.

10 banks with 14 branches lend in Lancaster County, SC; Lancaster, SC weighted bank stress 65/100, highest 71/100 in Lancaster, SC.

Lancaster County, SC unemployment 4.5% (Lancaster, SC -1.3 pts, six months); 940 new housing units permitted in Lancaster County, SC over twelve months, Lancaster, SC down 2% from 962; Lancaster, SC home prices +11.4% a year (Lancaster, SC) over three years.

43,832 housing units in Lancaster County, SC; 6,558 Lancaster, SC renter households; 48% of Lancaster, SC renters spend 30%+ of income on rent, 28% (Lancaster, SC) half or more.

Lancaster County, SC ranks #1,192 nationally on the opportunity index (Lancaster, SC, among all ranked counties); Lancaster, SC scores 30.5/100 and Lancaster, SC sits #37 inside South Carolina. Lancaster, SC is in the watchlist opportunity phase; Lancaster, SC's primary driver is bank institutional, Lancaster, SC second driver construction; Lancaster, SC moved up 138 places. 22 short-sale listings across Lancaster, SC; 87 days on market observed in Lancaster, SC; 8.0% vacancy over 5 Lancaster, SC ZIPs.

No CFPB county sample covers Lancaster County, SC. The metro area reading for Lancaster, SC (Charlotte-Concord-Gastonia, NC-SC): 0.9% ninety-plus days late; Lancaster, SC's thirty-to-eighty-nine share is 2.3% (Lancaster, SC, December 2025 data); South Carolina overall 1.2%.

Lancaster County, SC has 1 watched bank; 1 Lancaster, SC bank sits in an elevated band. Lancaster, SC footprints: First Palmetto Bank (2 branches, stress 66) in Lancaster, SC.

HUD lists 4 assisted multifamily properties in Lancaster County, SC with 427 units; 181 Lancaster, SC units are assisted, 1 Lancaster, SC properties under project-based Section 8.

3,704 of the 43,832 housing units in Lancaster, SC sit vacant. Lancaster County, SC permitted 0 multifamily units in twelve months; Lancaster, SC's one-to-four unit structures added 940 units in Lancaster County, SC.

Peak
Market phase
1%
Lancaster, SC HPI YoY
0%
Drawdown
16
Lancaster confidence

Where distress concentrates in Lancaster County

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