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Charleston County, SC: Foreclosures, Tax Liens & Distressed Properties

Charleston County, SC, South Carolina: 31 ZIP codes scored, Charleston County, SC averaging 36/100 (moderate, Charleston, SC), from 33 to 36. Charleston County, SC is in its neutral phase (Charleston, SC confidence 22/100): Charleston, SC home prices up 4.2% (Charleston, SC) over twelve months. Charleston County, SC lender headwind: 47/100.

Highest-scoring Charleston County, SC ZIPs: 29401 (36/100), 29403 (36/100), 29404 (36/100), 29405 (36/100), 29406 (36/100), 29407 (36/100). Also scored in Charleston County, SC: 29409, 29412, 29414, 29418, 29424, 29425, 29426, 29429, 29438, 29439.

Across Charleston County, SC's scored ZIPs: median home value $579,878, household income $86,900, 17.5% vacancy, 13.1% poverty, 67% owner-occupied, median age 41.4.

Charleston County, SC insurance distress 82/100 (#281 in the US); FEMA hazard 78/100 for Charleston, SC; 6 federal disaster declarations in Charleston County, SC since 2023; 172 Charleston, SC NFIP flood claims, $3.2M paid; Charleston, SC construction distress 70/100.

32 banks with 133 branches lend in Charleston County, SC; Charleston, SC weighted bank stress 62/100, highest 89/100 in Charleston, SC.

Charleston County, SC unemployment 3.5% (Charleston, SC -1.0 pts, six months); 3,119 new housing units permitted in Charleston County, SC over twelve months, Charleston, SC down 21% from 3,954; Charleston, SC home prices +14.0% a year (Charleston, SC) over three years.

209,803 housing units in Charleston County, SC; 64,074 Charleston, SC renter households; 49% of Charleston, SC renters spend 30%+ of income on rent, 25% (Charleston, SC) half or more.

Charleston County, SC ranks #643 nationally on the opportunity index (Charleston, SC, among all ranked counties); Charleston, SC scores 32.7/100 and Charleston, SC sits #26 inside South Carolina. Charleston, SC is in the peak_opportunity opportunity phase; Charleston, SC's primary driver is construction, Charleston, SC second driver vacancy; Charleston, SC moved down 16 places. 180 short-sale listings across Charleston, SC; 71 days on market observed in Charleston, SC; 13.1% vacancy over 31 Charleston, SC ZIPs.

0.5% of Charleston County, SC mortgages were ninety-plus days late in December 2025; Charleston, SC's thirty-to-eighty-nine-day share was 1.5% (CFPB county sample). Charleston, SC's ninety-day rate is unchanged on twelve months earlier; the Charleston, SC peak since 2008 was 3.9% in March 2010; South Carolina overall reads 1.2%.

Charleston County, SC has 10 watched banks; 10 Charleston, SC banks sit in an elevated band. Charleston, SC footprints: Beacon Community Bank (5 branches, stress 88) in Charleston, SC; Bank Of South Carolina (5 branches, stress 57) in Charleston, SC; Bank Of The Lowcountry (3 branches, stress 84) in Charleston, SC.

HUD lists 18 assisted multifamily properties in Charleston County, SC with 1,909 units; 739 Charleston, SC units are assisted, 7 Charleston, SC properties under project-based Section 8.

30,828 of the 209,803 housing units in Charleston, SC sit vacant. Charleston County, SC permitted 873 multifamily units in twelve months; Charleston, SC's one-to-four unit structures added 2,246 units in Charleston County, SC.

Neutral
Market phase
4.2%
Charleston, SC HPI YoY
0%
Drawdown
22
Charleston confidence

Top Charleston County ZIP codes by stress score

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