Hawaii Foreclosures, Tax Liens & Distressed Properties

Across Hawaii, DLRadar turns foreclosure, mortgage, tax and bank-stress records into a distress score for every ZIP. By market phase, the county split is 3 expansion, 2 peak. The state covers 5 scored counties and 97 ZIP codes, averaging 36/100 composite distress. The typical Hawaii county is expansion (+5.4% average HPI).

Leading Hawaii on distress: Kalawao County, Maui County, Kauai County, Honolulu County, Hawaii County — each with its own report.

Statewide ZIP distress tops out at 96708 (40/100), 96713 (40/100), 96729 (40/100), 96732 (40/100), 96748 (40/100).

The Hawaii breakdown, county by county:

Hawaii County is in its expansion phase, appreciation near 7.1%, a 79/100 lender reading. Honolulu County — expansion, up 10.8% on the year, lender pressure 85/100. In Kalawao County, peak: prices up 1.2%, lender pressure 100/100. Kauai County is in its expansion phase, up 7.1% on the year, headwind 85/100. Maui County sits in peak, appreciation near 1.2%, lender pressure 97/100.

Hawaii opportunity phases: 2 overheated, 1 peak_opportunity, 1 strong_buy, 1 weak; Hawaii average index 33.4. Best-ranked Hawaii counties: Hawaii #69 (38.0), vacancy; Maui #99 (37.3), vacancy; Kauai #286 (34.9), vacancy in Hawaii; Honolulu #294 (34.8), bank institutional; Kalawao #3,113 (21.9), vacancy.

Hawaii mortgages ninety-plus days late: 0.7%; Hawaii thirty-to-eighty-nine days late 1.0% (December 2025); 3 Hawaii counties sit in the CFPB sample; highest Hawaii county readings: Hawaii 1.1%, Honolulu 0.7%, Maui 0.6%.

Hawaii county unemployment averages 2.9% across 4 counties; Hawaii permitted 3,333 housing units in twelve months (1,172 multifamily); 75,443 of 567,896 Hawaii housing units are vacant; 183,122 Hawaii renter households, 42.7% spending 30%+ of income on rent.

Hawaii ZIP price-cycle phases: 82 expansion, 14 peak.