Hawaii County, HI: Foreclosures, Tax Liens & Distressed Properties

Hawaii County, HI, Hawaii: 28 ZIP codes scored, Hawaii County, HI averaging 37/100 (moderate, Hawaii, HI). Hawaii County, HI is in its expansion phase (Hawaii, HI confidence 61/100): Hawaii, HI home prices up 7.1% (Hawaii, HI) over twelve months. Hawaii County, HI lender headwind: 79/100.

Highest-scoring Hawaii County, HI ZIPs: 96704 (37/100), 96710 (37/100), 96719 (37/100), 96720 (37/100), 96725 (37/100), 96726 (37/100). Also scored in Hawaii County, HI: 96727, 96728, 96737, 96738, 96740, 96743, 96749, 96750, 96755, 96760.

Across Hawaii County, HI's scored ZIPs: median home value $564,285, household income $79,778, 18.4% vacancy, 14.4% poverty, 77% owner-occupied, median age 45.1.

Hawaii County, HI insurance distress 96/100 (#25 in the US); FEMA hazard 98/100 for Hawaii, HI; 18 federal disaster declarations in Hawaii County, HI since 2023 (3 hurricane, 3 flood); 37 Hawaii, HI NFIP flood claims, $2.0M paid; Hawaii, HI construction distress 57/100.

8 banks with 26 branches lend in Hawaii County, HI; Hawaii, HI weighted bank stress 70/100, highest 79/100 in Hawaii, HI.

Hawaii County, HI unemployment 3.4% (Hawaii, HI +0.8 pts, six months); 1,066 new housing units permitted in Hawaii County, HI over twelve months, Hawaii, HI down 7% from 1,141; Hawaii, HI home prices +10.9% a year (Hawaii, HI) over three years.

90,735 housing units in Hawaii County, HI; 19,625 Hawaii, HI renter households; 44% of Hawaii, HI renters spend 30%+ of income on rent, 23% (Hawaii, HI) half or more.

Hawaii County, HI ranks #85 nationally on the opportunity index (Hawaii, HI, among all ranked counties); Hawaii, HI scores 37.5/100 and Hawaii, HI sits #1 inside Hawaii. Hawaii, HI is in the strong_buy opportunity phase; Hawaii, HI's primary driver is vacancy, Hawaii, HI second driver construction; Hawaii, HI moved up 34 places. 183 short-sale listings across Hawaii, HI; 52 days on market observed in Hawaii, HI; 17.6% vacancy over 28 Hawaii, HI ZIPs.

1.1% of Hawaii County, HI mortgages were ninety-plus days late in December 2025; Hawaii, HI's thirty-to-eighty-nine-day share was 1.9% (CFPB county sample). Hawaii, HI's ninety-day rate is up 0.2 points on twelve months earlier; the Hawaii, HI peak since 2008 was 7.2% in December 2009; Hawaii overall reads 0.7%.

Hawaii County, HI has 6 watched banks; 6 Hawaii, HI banks sit in an elevated band. Hawaii, HI footprints: Bank Of Hawaii (8 branches, stress 79) in Hawaii, HI; First Hawaiian Bank (7 branches, stress 59) in Hawaii, HI; American Sb Na (3 branches, stress 74) in Hawaii, HI.

HUD lists 16 assisted multifamily properties in Hawaii County, HI with 263 units; 250 Hawaii, HI units are assisted, 5 Hawaii, HI properties under project-based Section 8.

16,663 of the 90,735 housing units in Hawaii, HI sit vacant. Hawaii County, HI permitted 112 multifamily units in twelve months; Hawaii, HI's one-to-four unit structures added 954 units in Hawaii County, HI.