Hawaii County, HI: Foreclosures, Tax Liens & Distressed Properties

Hawaii County, Hawaii is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. County-level credit and bank headwind reads 79/100 — elevated, a sign of lender stress locally. Coverage runs to 28 ZIPs across Hawaii County, a moderate 36/100 average.

The county market is in a expansion phase: home prices rose 7.1% over the past year (phase confidence 61/100). Through the growth, the laggards keep building where the composite stays elevated.

Through Hawaii County's +7.1% YoY climb (61/100 confidence), distress still hides in specific ZIPs — and a rising tide cleans up those exits. Bank stress at 79/100 is a buyer tailwind: banks under pressure move REO faster.

Top distress by ZIP runs 96704 (36/100), 96710 (36/100), 96719 (36/100), 96720 (36/100), 96725 (36/100), 96726 (36/100), listed with every scored ZIP below. Further scored ZIPs: 96727, 96728, 96737, 96738, 96740, 96743, 96749, 96750, 96755, 96760.

Demographically, the ZIPs DLRadar tracks across Hawaii County show a 18.4% vacancy rate, a median household income near $79,778 (near the US norm), 77% of homes owner-occupied, residents with a median age around 45.1, median home values around $564,285 (above the national figure), a 14.4% poverty rate. Read together, they frame the supply of motivated sellers and the speed of resale.

With a moderate 36/100 reading over 28 ZIPs, the opportunity hides below the average where the ZIP scores point. A DLRadar subscription opens every Hawaii County parcel: owner, address and APN, a score, the bank behind the note and how fast it should sell.

Because Hawaii County, Hawaii is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Hawaii County against neighboring markets or the rest of Hawaii on equal footing.

Scores in Hawaii County, Hawaii exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Hawaii County data is thin.

The ZIP breakdown for Hawaii County leads with 96704 (36/100), 96710 (36/100), 96719 (36/100), 96720 (36/100), 96725 (36/100), 96726 (36/100). DLRadar also scores 96727, 96728, 96737, 96738, 96740, 96743, 96749, 96750 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Hawaii County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.