ZIP 96704 Property Distress & Foreclosure Data

Hawaii County, Hawaii's ZIP 96704 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 60/100 against active distress of 3/100. The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (89/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 2% lower over three years, at 66/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

7,975 residents call 96704 home, typically aged 49. Vacancy runs 23.4%, above the national norm and a classic distress-and-opportunity signal. A median home runs $662,200 here, or 6.1 times local income. Roughly 14.8% live below the poverty line. There are about 3,351 housing units across 96704. Households earn a median $95,492 — above the roughly $78,000 national figure. The tenure split is 72% owner-occupied to 28% rented. About 34% have a four-year degree. On demographic stress specifically, 96704 scores 40/100. Rent burden reaches 40% of tenant households.

Taken together, 96704 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.