ZIP 96727 Property Distress & Foreclosure Data

Hawaii County, Hawaii's ZIP 96727 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (11/100). The latent-versus-live split is 60/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (89/100)).

The expansion-phase market in 96727 posted values that rose 7.1% over the year (phase confidence 66/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,634 housing units. 6.0% of residents fall below the poverty threshold. Median household income is $83,534, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. The vacancy rate is 13.5% — elevated. DLRadar's demographic-stress index for the area reads 41/100. Around 48% of renters are cost-burdened. Owners hold 84% of homes, renters 16%. Home values center near $643,800, an affordability ratio of 6.7×. Population is roughly 4,759 with a median age of 42.

On the whole, 96727 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.