ZIP 96774 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 96774 (Hawaii County, Hawaii) returns a moderate composite of 36/100. The sharpest non-environmental signals are structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100). Latent structural risk is 79/100 while live distress already moving reads 0/100.

The expansion-phase market in 96774 posted values that rose 7.1% over the year, at 61/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $64,167, below the U.S. median near $78,000. Educational attainment sits at 8% bachelor's-or-above. Home values center near $486,100, an affordability ratio of 4.6×. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. There are about 183 housing units across 96774. Population is roughly 490 with a median age of 39. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 47/100. 15.1% of residents fall below the poverty threshold. The tenure split is 81% owner-occupied to 19% rented.

On the whole, 96774 leans distressed, with opportunity clustered in specific stressed parcels. 96774 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 96774's 36/100 can be lined up against any neighbor in Hawaii County, Hawaii or any ZIP coast to coast. Where the public record is thin for 96774, the field stays empty rather than modeled, and fills in as new documents post.

Behind 96774's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 96774 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.