ZIP 96749 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 96749 (Hawaii County, Hawaii) at a moderate 36/100 for overall property distress. What sets it apart are the readings on structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). mortgage stress (11/100) stay muted. On the structural side it scores 79/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100)).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 33% higher over three years (phase confidence 61/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $74,633, median income runs near typical U.S. levels. Roughly 12.1% live below the poverty line. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 10.0%. The demographic-stress sub-score lands at 37/100. Population is roughly 19,449 with a median age of 43. The ZIP holds roughly 7,705 housing units. The tenure split is 76% owner-occupied to 24% rented. Rent burden reaches 46% of tenant households. The typical home is worth about $442,200 (5.3× income).

Overall, 96749 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 96749 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96749 can be compared directly against any other ZIP in Hawaii County, Hawaii or nationwide. Sparse data for 96749 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 96749 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Practically, 96749 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.