ZIP 96771 Foreclosure, Tax-Lien & Distress Report

ZIP 96771's composite property-distress score is 36/100 - DLRadar classes that as moderate for Hawaii County, Hawaii. Structural exposure scores 79 and live distress 3 on the 0–100 scale. Property-level stress concentrates in structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (11/100). Environmental exposure also runs high (climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100)).

The market reads expansion — home values rose 7.1% year on year (phase confidence 61/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $331,900, an affordability ratio of 4.9×. The poverty rate is 20.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 3,235 housing units. Educational attainment sits at 18% bachelor's-or-above. 7,736 residents call 96771 home, typically aged 41. At $59,092, median income runs below typical U.S. levels. The vacancy rate is 11.7% — elevated. On demographic stress specifically, 96771 scores 40/100. The tenure split is 76% owner-occupied to 24% rented. Around 55% of renters are cost-burdened.

Net-net, 96771 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 96771 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 96771 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 96771 can be compared directly against any other ZIP in Hawaii County, Hawaii or nationwide. Where the public record is thin for 96771, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 96771 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Practically, 96771 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.