ZIP 96725 Property Distress & Foreclosure Data

DLRadar grades ZIP 96725 (Hawaii County, Hawaii) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted. On the structural side it scores 60/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (89/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 38% higher over three years (phase confidence 66/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 1,734 housing units. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Around 44% of renters are cost-burdened. About 38% have a four-year degree. On demographic stress specifically, 96725 scores 49/100. The tenure split is 60% owner-occupied to 40% rented. 4,672 residents call 96725 home, typically aged 45. A median home runs $880,000 here, or 9.5 times local income. Households earn a median $88,426 — above the roughly $78,000 national figure. The vacancy rate is 9.8%.

Overall, 96725 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.