ZIP 96725 Foreclosure, Tax-Lien & Distress Report
Hawaii County, Hawaii · High Value market
ZIP 96725's composite property-distress score is 36/100 - DLRadar classes that as moderate for Hawaii County, Hawaii. Its heaviest discrete signals: structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (11/100). Structurally it carries 79/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100).
Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 38% higher over three years, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 1,734 housing units. 7.0% of residents fall below the poverty threshold. Rent burden reaches 44% of tenant households. Around 38% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 49/100. 60% of housing is owner-occupied. About 4,672 people live here, median age 45. The typical home is worth about $880,000 (9.5× income, severely stretched). Households earn a median $88,426 — above the roughly $78,000 national figure. Vacancy runs 9.8%.
Net-net, 96725 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 96725 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 96725 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Hawaii County, Hawaii and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 96725 shows blanks, not estimates, wherever the record is sparse.
Each component behind 96725 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For an operator, 96725 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 96725
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 96725 distress snapshot
Current distress, phase, housing and lender-pressure figures for 96725, drawn from the same report attached to each property.
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The complete 96725 distress and acquisition report
Every distressed parcel in 96725 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology