ZIP 96725 Foreclosure, Tax-Lien & Distress Report
Hawaii County, Hawaii · High Value market
ZIP 96725's composite property-distress score is 37/100 - DLRadar classes that as moderate for Hawaii County, Hawaii. Its heaviest discrete signals: structural risk (82/100), institutional ownership (73/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (11/100). Structurally it carries 82/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (93/100).
Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 38% higher over three years, at 61/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 1,734 housing units. 7.0% of residents fall below the poverty threshold. Rent burden reaches 44% of tenant households. Around 38% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 49/100. 60% of housing is owner-occupied. About 4,672 people live here, median age 45. The typical home is worth about $880,000 (9.5× income, severely stretched). Households earn a median $88,426 — above the roughly $78,000 national figure. Vacancy runs 9.8%.
Net-net, 96725 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 96725 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 96725 runs through one identical scoring model, so its 37/100 sits on the same scale as every other ZIP in Hawaii County, Hawaii and the nation. Every figure is auditable to a public dataset and refreshed as records update; 96725 shows blanks, not estimates, wherever the record is sparse.
Each component behind 96725 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For an operator, 96725 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 96725
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 96725 distress snapshot
Current distress, phase, housing and lender-pressure figures for 96725, drawn from the same report attached to each property.
Other Hawaii County ZIP codes
Nearest ZIP codes to 96725
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Hawaii County, Hawaii by ZIP, county and state.
The complete 96725 distress and acquisition report
Every distressed parcel in 96725 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology