ZIP 96750 Property Distress & Foreclosure Data

ZIP code 96750 in Hawaii County, Hawaii carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (89/100). On the structural side it scores 60/100, with 3/100 of stress already active.

The market reads expansion — home values rose 7.1% year on year, and 22% higher over three years (phase confidence 66/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 28% of renters are cost-burdened. The vacancy rate is 10.8%. About 3,137 people live here, median age 51. Around 28% of adults hold a bachelor's degree or higher. At $86,293, median income runs near typical U.S. levels. 68% of housing is owner-occupied. The poverty rate is 5.2% — low. The typical home is worth about $697,600 (7.1× income, severely stretched). The demographic-stress sub-score lands at 39/100. The ZIP holds roughly 1,091 housing units.

Net-net, 96750 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.