ZIP 96764 Property Distress & Foreclosure Data

ZIP code 96764 in Hawaii County, Hawaii carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (89/100). What sets it apart are the readings on structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted. Structural exposure scores 60 and live distress 3 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, at 66/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 24.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 96764 scores 51/100. There are about 287 housing units across 96764. About 32% have a four-year degree. A median home runs $610,500 here, or 8.2 times local income. Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 570 residents call 96764 home, typically aged 35. Households earn a median $72,917 — near the roughly $78,000 national figure. The tenure split is 60% owner-occupied to 40% rented. Rent burden reaches 49% of tenant households.

Taken together, 96764 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.