ZIP 96764 Foreclosure, Tax-Lien & Distress Report

In Hawaii County, Hawaii, ZIP 96764 scores 37 of 100 for composite distress, a moderate level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (93/100). The sharpest non-environmental signals are structural risk (82/100), institutional ownership (73/100), construction/permit lag (57/100). mortgage stress (11/100) stay muted. The split runs 82/100 structural to 3/100 active on the ground.

The expansion-phase market in 96764 posted values that rose 7.1% over the year, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 24.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 96764 scores 51/100. There are about 287 housing units across 96764. Around 32% of adults hold a bachelor's degree or higher. The typical home is worth about $610,500 (8.2× income, severely stretched). Roughly 23.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 570 residents call 96764 home, typically aged 35. Households earn a median $72,917 — near the roughly $78,000 national figure. The tenure split is 60% owner-occupied to 40% rented. Around 49% of renters are cost-burdened.

Taken together, 96764 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 96764 read uses the identical scoring model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 96764 stays directly comparable to neighboring ZIPs and the rest of Hawaii County, Hawaii. Nothing here is interpolated — where a source is thin for 96764, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 96764 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Treat 96764 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.