ZIP 96776 Property Distress & Foreclosure Data

Composite property distress in 96776 (Hawaii County, Hawaii) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (89/100). On the structural side it scores 60/100, with 3/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year (phase confidence 66/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $74,536 — near the roughly $78,000 national figure. About 30% have a four-year degree. 1,629 residents call 96776 home, typically aged 37. The tenure split is 73% owner-occupied to 27% rented. Around 10% of renters are cost-burdened. A median home runs $440,900 here, or 5.5 times local income. Roughly 25.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 20.6% — elevated. On demographic stress specifically, 96776 scores 36/100. The ZIP holds roughly 621 housing units.

Taken together, 96776 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.