ZIP 96785 Property Distress & Foreclosure Data

Composite property distress in 96785 (Hawaii County, Hawaii) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted. The latent-versus-live split is 60/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (89/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year (phase confidence 66/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 37% have a four-year degree. The vacancy rate is 17.6% — elevated. On demographic stress specifically, 96785 scores 30/100. Around 16% of renters are cost-burdened. Households earn a median $64,213 — below the roughly $78,000 national figure. The ZIP holds roughly 2,562 housing units. Roughly 13.8% live below the poverty line. The tenure split is 82% owner-occupied to 18% rented. 4,224 residents call 96785 home, typically aged 59. A median home runs $369,000 here, or 5.2 times local income.

Taken together, 96785 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.