ZIP 96720 Property Distress & Foreclosure Data

DLRadar grades ZIP 96720 (Hawaii County, Hawaii) at a low 26/100 for overall property distress. Structural exposure scores 60 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (89/100). Property-level stress concentrates in structural risk (60/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low.

The market reads expansion — home values rose 7.1% year on year, and 20% higher over three years, at 66/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $485,400 (5.8× income). 66% of housing is owner-occupied. There are about 20,182 housing units across 96720. Around 34% of adults hold a bachelor's degree or higher. Rent burden reaches 41% of tenant households. The demographic-stress sub-score lands at 38/100. About 50,971 people live here, median age 43. At $78,537, median income runs near typical U.S. levels. Vacancy runs 9.7%. The poverty rate is 13.8%.

Net-net, 96720 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.