ZIP 96740 Foreclosure, Tax-Lien & Distress Report
Hawaii County, Hawaii · High Vacancy market
Composite property distress in 96740 (Hawaii County, Hawaii) lands at 37/100 — moderate on DLRadar's distress scoring. Latent structural risk is 82/100 while live distress already moving reads 3/100. Its heaviest discrete signals: structural risk (82/100), institutional ownership (73/100), construction/permit lag (57/100). mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (93/100).
Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 17% higher over three years, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 26.0% — elevated. The demographic-stress sub-score lands at 44/100. Owners hold 71% of homes, renters 29%. The poverty rate is 12.5%. There are about 18,967 housing units across 96740. At $94,091, median income runs above typical U.S. levels. A median home runs $760,600 here, or 7.8 times local income. About 35% have a four-year degree. About 40,805 people live here, median age 43. Rent burden reaches 35% of tenant households.
Net-net, 96740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 96740 is not published yet -- the ZIP-level readings above remain fully sourced.
The 96740 read uses the identical scoring model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 96740 stays directly comparable to neighboring ZIPs and the rest of Hawaii County, Hawaii. Every figure is auditable to a public dataset and refreshed as records update; 96740 shows blanks, not estimates, wherever the record is sparse.
Each component behind 96740 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For a buyer, 96740 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 96740’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 96740 Stress Report snapshot
A live read on 96740: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Hawaii County
Nearest ZIP codes to 96740
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Hawaii County, Hawaii.
See every distressed parcel in 96740
The full 96740 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology