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ZIP 96738 Foreclosure, Tax-Lien & Distress Report

Hawaii County, Hawaii · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 96738 in Hawaii County, Hawaii comes in at 36, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (98/100), FEMA disaster exposure (89/100), flood (NFIP) exposure (88/100). Latent structural risk is 79/100 while live distress already moving reads 3/100. Its heaviest discrete signals: structural risk (79/100), institutional ownership (67/100), construction/permit lag (55/100). mortgage stress (11/100) stay muted.

The market reads expansion — home values rose 7.1% year on year, and 12% higher over three years, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $813,800, an affordability ratio of 7.6× — stretched. The vacancy rate is 43.3% — elevated. At $90,545, median income runs above typical U.S. levels. Around 42% of renters are cost-burdened. Educational attainment sits at 36% bachelor's-or-above. About 7,407 people live here, median age 43. The poverty rate is 7.8%. Owners hold 78% of homes, renters 22%. The demographic-stress sub-score lands at 44/100. There are about 4,884 housing units across 96738.

On the whole, 96738 leans distressed, with opportunity clustered in specific stressed parcels. While 96738 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 96738's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 96738 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 for 96738 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 96738 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

36/100
Composite stress
79/100
Structural risk
3/100
Distress activity

ZIP 96738 distress signals, scored

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 96738 Stress Report snapshot

A live read on 96738: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Every distressed parcel in 96738 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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