ZIP 96728 Foreclosure, Tax-Lien & Distress Report
Hawaii County, Hawaii · High Vacancy market
Composite property distress in 96728 (Hawaii County, Hawaii) lands at 37/100 — moderate on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (93/100). What sets it apart are the readings on structural risk (82/100), institutional ownership (73/100), construction/permit lag (57/100). mortgage stress (11/100) stay muted. Structural risk reads 82/100 against active distress of 3/100.
Prices here sit in a expansion phase: values rose 7.1% over the trailing year (phase confidence 61/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 208 housing units. The tenure split is 77% owner-occupied to 23% rented. The vacancy rate is 20.2% — elevated. Educational attainment sits at 39% bachelor's-or-above. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 96728 scores 40/100. Home values center near $427,600, an affordability ratio of 6.3×. At $69,063, median income runs near typical U.S. levels. 370 residents call 96728 home, typically aged 45. Around 60% of renters are cost-burdened.
Net-net, 96728 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 96728 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 96728's 37/100 can be lined up against any neighbor in Hawaii County, Hawaii or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 96728 shows blanks, not estimates, wherever the record is sparse.
Each component behind 96728 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Practically, 96728 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 96728
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 96728 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Hawaii County
Nearest ZIP codes to 96728
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 96728
Keep going: ZIP, county and state distress coverage for Hawaii County, Hawaii.
The complete 96728 distress and acquisition report
Every distressed parcel in 96728 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology